Online Savings Accounts & Current Rates - Page 40

weissheit · #**781** (**permalink**) 05-08-2008, 03:24 PM

Quote:

Originally Posted by m3racer

SS down to 3.05% APY

Yes, a handful of the members of the list have lowered rates after the lastest cut. The good news is that its not as many as in the past and not that drastic of a cut. WSJ & CNN have had a few more articles on low savings and CD rates, but for now if you go w/ Unity, Provident or Century direct you'll get mid 3% range which is about the best you can expect while retaining liquidity and having your money FDIC insured.

poundwise · #**782** (**permalink**) 05-09-2008, 09:47 AM

Updates: Friday, May 9

APY drops --

Century Bank (Savings) down from 3.61 to 3.41
UFB Direct down from 3.35 to 3.01
SavingsSquare down from 3.25 to 3.05
Apple Bank down from 3.00 to 2.75
Ultima Bank down from 2.75 to 2.70
Presidential down from 2.75 to 2.60

APY increases --

ETRADE up from 3.01 to 3.15
ELOAN up from 3.00 to 3.01
Univest Direct up from 2.75 to 3.00

New additions --

Century Bank (Money Market) at 3.57

Removed --

Zion's Bank for rate drop to 2.53 and now requiring a balance of $2,500 to even earn that

See first page of this thread for complete listing, account details, and links; sorted by current APY.

BTC · #**783** (**permalink**) 05-09-2008, 11:11 AM

I'm jumping all over that E-LOAN increase. Who's with me?

poundwise · #**784** (**permalink**) 05-09-2008, 12:46 PM

Quote:

Originally Posted by BTC

I'm jumping all over that E-LOAN increase. Who's with me?

hehe

DayByDay · #**785** (**permalink**) 05-09-2008, 03:23 PM

hehe. I have an e-loan account and had noticed the whopping increase.

m3racer · #**786** (**permalink**) 05-09-2008, 03:54 PM

Quote:

Originally Posted by BTC

I'm jumping all over that E-LOAN increase. Who's with me?

LOL

ZenQueen50 · #**787** (**permalink**) 05-09-2008, 04:48 PM

Glad to know Univest increased theirs, as I have a savings and checking with them. For me, if the institution I bank at offers below 3.1%, I'm outta there. The exception is ING. Their features for doing anything and everything is "stupid simple."

sweeps · #**788** (**permalink**) 05-09-2008, 08:53 PM

Quote:

Originally Posted by BTC

I'm jumping all over that E-LOAN increase. Who's with me?

It gets worse. E-Loan just announced a new promotion where new customers get 3.75% (w/$5000 minimum). If you're a loyal existing customer, you're stuck with 3.01%.

weissheit · #**789** (**permalink**) 05-10-2008, 01:32 PM

capital one has a savings account at 3.75% if you have 10k or more; 2.75% if under 10k.

Amex one card's high interest savings is down to 2.75%

noppenbd · #**790** (**permalink**) 05-12-2008, 03:44 PM

AARP has a new high-yield savings account with 4.50% APY, and 4.75% for balances upwards of $50K. You need to be an AARP member to open an account (age 50+ I think).

weissheit · #**791** (**permalink**) Today, 03:24 PM

Just got an e-mail notification today from Provident Bank. Effective Monday May 19, 2008 provident direct APY will be 3.5%

weissheit · #**792** (**permalink**) Today, 06:33 PM

AARP financial services' products, e.g. their high interest savings account, is open to all members, associate or full. The distinction being that full membership requires one to be 50+ years plus.

The high interest savings is FDIC insured and managed by Huntington Bank of Ohio which has a bankrate safe & soundness rating of 3/3stars. This is a middle the road rating that I consider minimally acceptable in a bank for my money.