| Investing & Banking stocks, bonds, banking interest rates, CDs and all other investment vehicles you want to talk about |
11-20-2007, 06:00 PM
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$ Saving HS Sophomore
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Rates
GMAC and Capital 1 are both 4.4% now.
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11-20-2007, 07:30 PM
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Hopeless Optimist
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Quote:
Originally Posted by buzz
GMAC and Capital 1 are both 4.4% now.
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I just checked... GMAC is still 4.5% |
11-21-2007, 08:25 AM
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Hopeless Optimist
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FNBO Direct now has a checking account (3.5%) and CDs.
Link | Hat-tip |
11-21-2007, 01:33 PM
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$ Saving Fifth Grader
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Keydirect is 5.1 now
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11-30-2007, 06:45 AM
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$ Saving HS Senior
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E*Trade's Complete Savings account appears to have jumped from 4.7% APY to 5.05% APY. Schwing.
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11-30-2007, 10:44 AM
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$ Saving College Senior
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FNBO also had CD's now. They have a 9 month CD with an APY of 5.25%. $500. minimum deposit. You can just transfer your money from your online savings account and the account is open.
Only thing I thought was different is that it is compounded daily and interest added in quarterly. Usually, most banks add in the interest monthly.
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11-30-2007, 11:22 AM
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That's great. It's even better than EmigrantDirect's 4.75% savings account.
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12-03-2007, 05:56 AM
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Debt Freedom Fighter
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Online savings updated today, December 3rd:
KeyDirect down from 5.25 to 4.95
M&T Bank down from 5.00 to 4.75
IGoBanking down from 5.00 to 4.90
Ultima Bank down from 4.90 to 4.75
Virtual Bank down from 4.60 to 4.25
UnivestDirect down from 4.55 to 4.50
Capital One down from 4.50 to 4.40
E*TRADE up from 4.70 to 5.05
AmTrust lowered their 90 day promo rate from 5.36 to 5.26 and no longer list their standard rate
WaMu, apparently, has stopped offering a high-interest online savings account; in any case, they are off the list for now
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12-04-2007, 07:15 AM
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WaMu, apparently, has stopped offering a high-interest online savings account; in any case, they are off the list for now
Wamu still offers their online savings. It's still 4.75%. Well, you do have to open the Free Checking acct, and then open the linked online savings account with it.
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12-09-2007, 06:57 PM
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I noticed Salem Five Direct was not on the list of online checking accounts. Any feedback about this online bank?
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12-09-2007, 07:18 PM
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Quote:
Originally Posted by savingtaker
Wamu still offers their online savings. It's still 4.75%. Well, you do have to open the Free Checking acct, and then open the linked online savings account with it.
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Yes. I see that on their site now. I'll add it back to the list.
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12-09-2007, 07:29 PM
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Quote:
Originally Posted by m3racer
I noticed Salem Five Direct was not on the list of online checking accounts. Any feedback about this online bank?
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I do not have any specific information to share, however, I've added this offering to the list and reviewed the rates on the other online checking accounts.
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12-09-2007, 07:37 PM
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Online savings updated tonight, December 9th:
UFB Direct down from 5.31 to 5.22
Ultima Bank down from 4.90 to 4.75
Amboy Direct down from 4.80 to 4.75
M&T Bank up from 4.75 to 5.00
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12-11-2007, 01:34 PM
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$ Saving HS Junior
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It looks like only a matter of time before OneUnited comes down.
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12-11-2007, 02:14 PM
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Hopeless Optimist
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Perhaps ING will go below 4%?
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12-11-2007, 07:21 PM
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Quote:
Originally Posted by krayziebone33
It looks like only a matter of time before OneUnited comes down.
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OneUnited has been solid. They have held one of the top two or three slots for well over a year now, I believe. They have been at 5.30% while other offerings have gone south.
You may be right -- it may, in fact, be time for a OneUnited dip -- however, they have shown over time that they are apparently serious about remaining one of the top offerings and being steady with their rate. Since some banks seem to have their rate fluctuate with the wind, that second point is as notable as the first IMO.
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12-11-2007, 07:23 PM
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Quote:
Originally Posted by sweeps
Perhaps ING will go below 4%?
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It wouldn't be shocking. ING has proven that they are not interested in offering a top rate. They are content to be able to say that they offer more than your typical, local brick-n-mortar institution. With rates falling, I too wonder if we'll soon see ING offering sub-4%.
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12-13-2007, 07:06 AM
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$ Saving Fifth Grader
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looks like they hit 4.1. maybe they read this board.  |
12-13-2007, 07:47 AM
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$ Saving HS Senior
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ING is quite the nimble, streamlined organization. Their rate cuts take just a few minutes, as opposed to days, or weeks, for their competitors. I have no idea what the rate was on their checking account yesterday, but it probably went down also. The yield today is 3.15 on balances up to 50K. Repeat after me, Electric Orange, Electric Orange, Electric Orange.
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12-13-2007, 07:56 AM
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Hopeless Optimist
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Their rate cuts are quick... their rate increases are not.
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