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  #221 (permalink)  
Old 01-23-2007, 10:36 AM
WRPAGE WRPAGE is offline
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Default Re: Summary post of online MMA rates

New to online savings accounts and SavingAdvice.com, the list was very helpful thank you.
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  #222 (permalink)  
Old 01-26-2007, 06:45 AM
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Default Re: Summary post of online MMA rates

Quote:
Originally Posted by WRPAGE
New to online savings accounts and SavingAdvice.com, the list was very helpful thank you.
You're welcome.


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  #223 (permalink)  
Old 01-26-2007, 06:46 AM
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Default Re: Summary post of online MMA rates


All links reviewed Friday, January 26th

No rate changes

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  #224 (permalink)  
Old 01-27-2007, 08:14 PM
risknothing risknothing is offline
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Default Re: Summary post of online MMA rates

GMACBank went down to 5%.
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  #225 (permalink)  
Old 01-27-2007, 08:37 PM
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Default Re: Summary post of online MMA rates

According to an email that I just received, it appears HSBC Direct is paying 6.0% APY on new deposits thru 04/30/07.

http://www.hsbcdirect.com/1/2/1/
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  #226 (permalink)  
Old 01-28-2007, 07:48 PM
krayziebone33 krayziebone33 is offline
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Default Re: Summary post of online MMA rates

Quote:
Originally Posted by BTC
According to an email that I just received, it appears HSBC Direct is paying 6.0% APY on new deposits thru 04/30/07.

http://www.hsbcdirect.com/1/2/1/
I was just about to post the information. Thanks.
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  #227 (permalink)  
Old 01-29-2007, 05:49 AM
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Default Re: Summary post of online MMA rates

Quote:
Originally Posted by risknothing
GMACBank went down to 5%.



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  #228 (permalink)  
Old 01-29-2007, 05:50 AM
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Monday, January 29

I've updated the GMAC rate (again) from 5.10% APY to 5.00% APY

And I'll add the news about the special offer from HSBC to their listing

I reviewed all the other links today and found no other rate changes


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  #229 (permalink)  
Old 01-29-2007, 02:56 PM
risknothing risknothing is offline
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Default Re: Summary post of online MMA rates

Im upset that GMAC Keeps lowering their rates.
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  #230 (permalink)  
Old 01-30-2007, 08:09 AM
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Default Re: Summary post of online MMA rates

GMAC isn't the only one. Citibank dropped its E-Savings to 4.75%.
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  #231 (permalink)  
Old 01-30-2007, 08:38 AM
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Default Re: Summary post of online MMA rates

Quote:
Originally Posted by Sweepsplayer
GMAC isn't the only one. Citibank dropped its E-Savings to 4.75%.
Thanks for the heads-up. I made that change today.

Something I noted: Citibank just dropped from 5.00 to 4.75 but Capital One just raised their rate from 4.80 to 5.00.

Also, my "good grief" reference for GMAC doesn't have to do with the lower rate, just the fact that they change their rate much more often than anyone else. In fact, I wouldn't bet against a new GMAC rate being posted over the next 10-14 days. They don't make major moves but seem to love to tweak it constantly.

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  #232 (permalink)  
Old 01-30-2007, 09:03 AM
vsjhoc vsjhoc is offline
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Default Re: Summary post of online MMA rates

Poundwise - You do a lot of great work to keep this valuable featured info up to date. Would you consider doing a monthly post with a graph of the rates of the top five MMAs for the prior 4 weeks? It would be useful to see which are consistent in their inconsistency. Just a thought.
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  #233 (permalink)  
Old 01-30-2007, 12:02 PM
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Default Re: Summary post of online MMA rates

Quote:
Originally Posted by vsjhoc
Poundwise - You do a lot of great work to keep this valuable featured info up to date. Would you consider doing a monthly post with a graph of the rates of the top five MMAs for the prior 4 weeks? It would be useful to see which are consistent in their inconsistency. Just a thought.
First of all, thanks!

I can do that. I've been tracking it closely since the last quarter of last year.

Look for a first installment (chart) later in the month.

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  #234 (permalink)  
Old 01-30-2007, 12:28 PM
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Default Re: Summary post of online MMA rates

Quote:
Originally Posted by poundwise
I can do that. I've been tracking it closely since the last quarter of last year.

Look for a first installment (chart) later in the month.
Wow, that's great! I just arbitrarily picked tracking 5 funds over a month. If you've been tracking more or fewer and over some other time period, run with what you have. This will be very helpful for a lot of people, so thanks!
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  #235 (permalink)  
Old 02-07-2007, 07:12 PM
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Default Re: Summary post of online MMA rates

This thread continues to be a very good and informative thread. Thank you so much for keeping this updated. It has helped me quite a bit.
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  #236 (permalink)  
Old 02-09-2007, 06:23 AM
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Quote:
Originally Posted by krayziebone33
This thread continues to be a very good and informative thread. Thank you so much for keeping this updated. It has helped me quite a bit.
Thanks!

Reviewed accounts and offers today, Friday, February 9th: No changes

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  #237 (permalink)  
Old 02-10-2007, 04:59 PM
fast7879 fast7879 is offline
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Talking Hey

Hey,
I am just new to an online savings account. i have got a job and want to have a online savings account. Any suggestions to which 1 is best. I havent got a clue Plz help.
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  #238 (permalink)  
Old 02-10-2007, 08:03 PM
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Quote:
Originally Posted by fast7879
Hey,
I am just new to an online savings account. i have got a job and want to have a online savings account. Any suggestions to which 1 is best. I havent got a clue Plz help.
Take a look at page one of this thread for the list.

My recommendation, at the present time, is for Amboy Direct. They have no minimum balance requirements, no fees, and pay 5.25% APY. Their site is plain-jane but functional and transfers are easy.

As you are new to the arena, you might want to opt for Emigrant Direct or HSBC instead. They pay 5.05% APY and each have a nicer site interface and some additional features.

These are not the only good options, however, based on all considerations and the fact that you are just getting started with an online savings account, these are solid choices.

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  #239 (permalink)  
Old 02-15-2007, 05:34 AM
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Default Re: Summary post of online MMA rates


Update: Thursday, February 15th

AmTrust Bank up from 5.30% to 5.36% APY

No other rate changes as of this morning

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  #240 (permalink)  
Old 02-15-2007, 07:42 AM
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Default Re: Summary Post of Online Savings Rates

New online savings account. FNBO, paying 5.25%. Discussed here.
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