Investors, what's your personal rate of return ?

[Russell]

Its has been a pretty good 1st quarter for the stock market, what's your personal rate of return this quarter ?

My 401k (limited selection of Fidelity funds): 12%
My ROTH (very little money): 27%

Wish I had an option to switch to two

[debtfreeme]

for the year since january: one account 12.8 and the other 14.2.

[Ima saver]

I think around 10% I will have to check more closely.

[Ima saver]

On American century Heritage, I have earned over 13% this quarter and over 35% in the past year. Pretty good!

[Ima saver]

On vanguard 500, it has earned 15% this past year.

[DivaJen]

I don't know about the past quarter, but over the past 12 months the 401k has had about a 20.9% return. That is great..and will balance out the inevitable low years ahead (as there are sure to be some).

[Ima saver]

The past several years have not done so well, so things seem to be turning around.

[markio26]

to date:
pimco total return is down a lil.
vanguard wellington is up...
together 15.38% return

our laf stock is merging with parent company lafarge france...it is up 29%

Are those annualized returns or for the quarter?

Troy

[Ima saver]

My 35% was for the year.

[sweeps]

Ima, I thought you invest in the Vanguard 500 index fund. How are you getting a 35% annual return?

[jmjj215]

Originally Posted by DivaJen

I don't know about the past quarter, but over the past 12 months the 401k has had about a 20.9% return. That is great..and will balance out the inevitable low years ahead (as there are sure to be some).

Perhaps it's balancing out the low years behind it as well

[flash]

Stocks are doing about 12% a quarter. Mutuals are what others have posted.

[Ima saver]

Sorry,i do invest in Index 500 and am getting about 10% I got about 35% in american centrury Heritage last year. It was the very first mutual fund I ever opened. American Century use to allow people to open a mutual fund with as little as $1, so i started there. (It was called Twentieth Century back in the 80's)

[Ima saver]

opps, I said 15% in vanguard in a previous post, I will have to check it out , I have forgotten)

[Ima saver]

15% in Vanguard 500 Index, almost that for Vanguard Star fund.

[Ima saver]

I got 35% for American Century Heritage fund for the year. That was the first fund I ever invested in. American Century use to let you open an account with as little as a dollar. (They were called Twentieth century mutual funds back then)

[Russell]

Ima, that seems like a pretty decent fund except their expense ratio is 1%. Although with 35% return I certainly wouldn't mind giving the 1% to the fund managers.

What about the rest of you guys, VJW, CRFSaver, Sweeps, Basell ?

[sweeps]

I assume we're talking annualized returns here? I'm in the same ballpark as everyone else. However, I'm holding a lot of cash now with the plan to buy a new house soon.

On a side note, the stock market is getting punished today. I bet those 2nd quarter returns won't be nearly as good as the 1st quarter's...

[Ima saver]

Yes,I don't like the high expense ratio for American Century, but you have to remember that i had no money when I opened the fund, and they let me open it for $50. I have put in $6400 and it was worth $34.000 today.