How did you get to be so frugal?

[Fern]

Complete the following sentence:

My penny-pinching ways developed:

1. out of necessity.

2. because that's the way I was raised, and it's part of my temperament/nature.

3. Becus I enjoy the challenge.

4. after racking up a lot of debt; something had to change.

5. Other____________________

[34saving]

2 and 3 Definitely how I was raised, but I like the challenge too

[mjrube94]

I'm definitely 2 first and 3 second, and when I quit working, #1

[PRICEPLUS]

1,2,4,and 5! Hopefully 4 will be the only reason someday!

[Snoopy2645]

I was raised to be that way for sure I come from a long line of frugal people!!! I have also taken it to a new level due to different circumstances. I was also in debt at one point because of dh he was raised way differently than me his family was if you got it spend it!! Mine held onto every penney!!

[DivaJen]

2. because that's the way I was raised, and it's part of my temperament/nature.

But also #3.

[Tree0164]

#4 and #1 when we decided to be a one income family.

[jmjj215]

I wasn't really raised that way (at least not from my mom). Actually, I don't think I'm all that frugal. I know a lot of friends here on the forum are way better at it than I am.

[mom-from-missouri]

#1 and #2, due to divorce.

[zakity]

1, 2, and 3. I am just a frugal person. I like to make a dollar stretch. I figure that we have to work hard to make a dollar come in and I am going to make it work hard to go out.

[PrincessPerky]

1. out of necessity.

and then when that wasn't good enough

4. after racking up a lot of debt; something MORE had to change.

My answer would be definitively the third one. I always loved challenges.

Is it wrong ?

[barbara L]

Well definately #1 out of necessity.

[CheaplyClever]

All four have applied to me at some point in my life. Right now I am frugal because I've done it so long that I like it! So I guess it is a challenge.

I could go to the mall and buy a new "fill in the blank" for $100, but I'd rather stop at the Salvation Army and purchase the same thing "gently used' and maybe get a pretty sheet to make new curtains while I'm there!

[BillsGirl]

I'll say 1 and 3 and only 1 because this way I get to buy more stuff when I go grocery shopping my hubby gives me a set amount I am allowed to spend every week so I can buy less without coupons or more with more coupons........ I can't say I was raise frugally my parents were splurgers and my hubby is now teaching my the ways of frugals!

[Petal]

My penny-pinching ways developed for 3 reasons:

1. out of necessity (probably the biggest reason.)

2. because that's the way I was raised, and it's part of my temperament/nature (well... I wouldn't really call my parents frugal, but we didn't have a lot of money and had to do without a lot of goodies that others took for granted. It definitely is part of my temperament though.)

3. because I enjoy the challenge (most definitely! It is super-rewarding to find an item you need for cheaper!)

[shengmei]

By choosing to become a graduate student

[marglo]

I think most of these are part of it. My parents were poor and I observed them to some extent. I grew up thinking for instance that it was wrong to waste and to take care of what I have. It was also a necessity as it was many years before we (my dh & I) had much money and we had 4 children to provide for. I also like the challenge!

[dealsaver]

I don't enjoy spending money so being a spendthrift would be pointless.

[abowers]

Originally Posted by Fern

Complete the following sentence:

My penny-pinching ways developed:

1. out of necessity.

2. because that's the way I was raised, and it's part of my temperament/nature.

3. Becus I enjoy the challenge.

4. after racking up a lot of debt; something had to change.

5. Other____________________

1 and 4

I moved into my own apartment for my last year of college (while attending full time), and money was TIGHT! (Rent, Utilities, Internet, Car expenses) and I didn't ask for any assistance from my parents despite living 25 minutes from them. It was tough at times! But I did it. It also proved to be good practice for when I moved this past July to a new state! With higher living expenses. I'm much better with spending money now than I was at the beginning of college, living on campus, and receiving support from my parents in addition to the money I earned from working.