Random update but I was balancing the budget today and I'm really proud of how we're coming out of this situation. Our second jobs have brought in about $300/mo more than I initially estimated, plus we went into emergency budget mode (stripped out all unnecessary spending). As a result, all car expenses were taken care of (ended up not being totaled, just took 3 weeks to repair - phew!), DHs school is paid for this semester, I have $500 left on the CC before we become debt free (less a few small SLs and mortgage) which is ahead of schedule AND I already have DD's tuition saved up. We'll kind of be starting from scratch in January with rebuilding the efund but for a while I was feeling really down with where we were at. Ended up working out fine as things usually seem to do.
Also, for anyone curious, car insurance does cover the cost of a replacement car seat in the case of an accident -- no homeowners claim necessary. All I did was call and tell them what I had, send them a link to the current market value of the exact same seat and they sent me a check that same week, no questions asked! My insurance company was positively wonderful with this whole incident.
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09-23-2011, 11:39 AM
