getting ot of stocks

[Goldy1]

I am so busy raising my toddler that I don't keep up with the market anymore, but I am thinking of getting almost out of stocks. I am 36 and my portfolio is some bonds, and retirment date fund 2020 ish type thing from fidelity and ing. My dh is employed in the auto sector and we know it's only a matter of time before that hits the fan again(we had a baby, got laid off, and watched our portfolio sink in the same fun year lol) oh we had a great year off together and our EF covered it fine(no debt) but just not in the mood to go thru it again. it was emotionally tough. My teaching degree is useless. My medical assistant expereince will yield me $11 an hour if I go back to work so I kinda don't want to soon.

I don't even know if I want another child (I am sooo happy with one) but I bet lay off comes if we get in a family way..LOL

I am tired of there being so many things that tank stocks. I think I am afraid this country debt stuff on the news I haven't even rerally listened to much of will tank the market.

[maat55]

We can thank the government for giving us the opportunity to by low again.

[krantcents]

Another way of dealing with the volatility of the market is to invest in dividend paying stocks or mutual fund. Therefore, even as the prices jump all over the place, you still receive the steady dividend.

[creditcardfree]

Originally Posted by maat55

We can thank the government for giving us the opportunity to by low again.

Exacty...buy low. Don't sell low. I would rethink this, especially if you are referring to retirement funds. You have a long time horizon for the market to increase.

If this is a side investment or money you might need in the short term, then I can understand.

[mcfroggin]

Get into mutual funds. My funds have done quite well this year.

[thekid]

You should not have anything other than long term (10+years) investments in stocks and with long term invesments you should not worry about periodic market fluctuations.

Time is your risk mitigator.

[snafu]

I am furious that the USA political mess has reverberated all over the world. It's not enough that your politicals interfere in the internal operations of other sovereign nations, now American political and military decisions are rocking the world. So much global American stock is ghastly, European companies are only slightly better. Canada as your biggest supplier is slipping badly. China stock has dropped, minerals in Africa are sliding out, my commodities are higher than original purchase price but other than gold & silver not holding to January price. The only folks making money on bonds are commission salesmen. So far the only thing the USA hasn't damaged is Singapore; likely because I've held those for so many years.

Can you believe...the Premier of China *warned* Americans to get their finances in order. China, a third world country at the start of the century is telling the SUper POwer they owe too much! I can't remember how many people are Tea Party representative but those few elected folks let worms out of the can and I doubt they will be stuffed back soon. Michelle Backman and her ilk have created such bad feelings internationally, doesn't anyone realize the damage done?

Can you imagine what would happen if your two largest debt holders, China and Japan refuse to loan more or call in your debt? The rating agencies let us all down in 2007, David Beers isn't likely to let the situation continue so borrowing costs around the world will escalate when Standards and Poors rate USA debt.

[Snodog]

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