What kind of obligations do you have?

[Successz]

Hello everyone,

I have been lurking around on this site for awhile now. I finally decided to sign up.

I was curious as to what kind of recurring bills/obligations everyone has? For example, Netflix, Cable, Internet, Auto/Bike Insurance, Loans, Phone contracts, etc.

Successz

[shanecurran]

Phone contract, internet, car insurance, rent/utilities. That's it....I think.

[Successz]

Originally Posted by shanecurran

Phone contract, internet, car insurance, rent/utilities. That's it....I think.

That's pretty good. I would have to imagine that most members of the site are the same.

Cable TV? I assume your using HULU or another internet service?

[shanecurran]

Originally Posted by Successz

That's pretty good. I would have to imagine that most members of the site are the same.

Cable TV? I assume your using HULU or another internet service?

I don't have cable right now. My internet is slow which makes hulu annoying. I rent movies sometimes. I probably will get cable though once football season starts.

[MonkeyMama]

Mortgage.

Everything else I could cancel tomorrow, if need be.

Of course, I think I will keep my life insurance, disability insurance, home, and vehicle insurance. Gas/Heat/Water? Ideally, through thick and thin.

We have cable, internet, and all that. Just no other debt payments. We pay a gardener and are currently paying for piano lessons for one child. Luxuries are fine - I just think it's best to not to lock ourselves in a corner with payments we can't get out of, is all. The mortgage I don't mind because it is cheaper than renting, and we can sell our home to pay it off (worst case), etc. It's the only commitment I don't mind. Of course, with that comes the property taxes, insurance, maintenance, etc.

[Redraidernurse]

Phone contract, internet, car insurance, mortgage/utilities. We don't have T.V. We watch the free version of Hulu sometimes.

[cypher1]

Needs:
Mortgage/utilities
Internet
Cell
auto insurance
gas
groceries

Optional:
Netflix
MA/gym
Lawn spray (seasonal)

[snshijuptr]

Needs:
Rent
Electricity
Car Lease
Annual:
Car insurance
Renters insurance
AAA
Costco

Wants:
Netflix
Cell phone
Annual:
DH's gym membership

[GREENBACK]

Silly reply, but is it neccesary to ask on a website whether or not someone has internet service

Guess you could truck on down to the library to check on your posts.

[KiwiJo09]

Needs:
Rent
Phone
Car Insurance
Two Credit Cards

Optional:
Hulu Plus

[Joan.of.the.Arch]

Sorry to be dense, but are you asking what bills we have that are the same each billing period?

If so, then we have

mortgage
home insurance
landline & internet

health insurance
car insurance
water
recycling

sewer
real estate tax (roughly the same each time)
personal property tax (")
charity donations

I guess all other bills vary.

[disneysteve]

Originally Posted by Joan.of.the.Arch

recycling

You pay to recycle? That's certainly a deterrent. We actually get paid to recycle because it saves the township a ton of money. The more people recycle, the less gets spent in waste removal costs. Our town uses RecycleBank (recyclebank.com) that gives us reward points redeemable for all kinds of coupons and discounts.

[Joan.of.the.Arch]

Yes, DisneySteve, it is a mandatory city fee, established this spring. It probably balances out with the relatively low real estate taxes we pay.

[tan fish]

For me -

Needs:
Education loan
Rent/Utilities
Health/Dental/Vision/Disability
Auto Insurance
Mobile Phone

Wants:
Cable TV
High speed internet

[facebookdigg123]

rent, electricity, cell phone, food

[bennyhoff]

Starting next month...
Internet, utilities (water/gas/electric), taxes(property/auto/income), insurance(home/car/health(employer subsidized)), food, gas for car.

Notable items missing...
Mortgage (paid off as of June 1), cable (TV OTA, and online sources if I need to get a fix), phone (use prepaid cell phones - avg. $7/mo.), trash (I recycle/compost/sell/donate as appropriate which deals with 95% of my needs), entertainment (there's so much to do for free, I don't need to pay really).