How do I get my first credit card?

[whey2big4u]

Originally Posted by JoshuaHeckathorn

FYI- Debit cards are not considered revolving credit and will not help build your FICO scores, regardless of how you use them.

A bank debit card no, but some banks like BOA offer a program that allow you to put money on a prepaid credit card that helps you build credit...should have been more specific

[JoshuaHeckathorn]

Originally Posted by whey2big4u

A bank debit card no, but some banks like BOA offer a program that allow you to put money on a prepaid credit card that helps you build credit...should have been more specific

Yea- prepaid credit cards function somewhat like debit cards. However, another important thing to note is that the "credit builder" programs that are marketed with these products often only report to the PRBC, so using the card won't help improve your FICO scores ( the only scores you should really care about). I'm not sure about BOA, but I'm guessing that's the case with their program too.