every thread ever on savingadvice

readytorock · #1 (**permalink**) 10-20-2009, 04:49 AM

I love this board just as much as anyone else, visit here daily, but thought we could use a chuckle:

Quote:

Originally Posted by Newbie

Hey guys, I’m new to the board and here’s my problem. I also already have these (mostly correct) thoughts on how to fix my problem. Can you guys reassure me?

Quote:

Originally Posted by PixarStephen

We’ll need to see more numbers before we can talk to you, post your complete budget with income and expenses.

Quote:

Originally Posted by scans

Yeah, NUMBERS!!!!

Quote:

Originally Posted by PinchingPenny’sBottom

Ditto what PixarStephen said.

Quote:

Originally Posted by Newbie

Okay here’s my budget:
Rent: $450/monthly
Utilities: $30/weekly ($120/monthly)
Phone: $60/monthly
Peanut Butter Cups: $10/monthly
Gas: $.75/daily ($5.25/weekly) (($22.50/monthly))
Income: $9.87/hour ($78.96/day) (($394.80/week)) ((($1572.20/month)))

Now can you guys tell me I’m doing okay?

Quote:

Originally Posted by PixarStephen

Whoa, that Peanut Butter Cup expense seems pretty high to me. I mean, if we could cut that in half, which should be easy to do, you could save $643,864.78 in just 70 years, assuming a 10% annual return on your saved Peanut Butter Cup money. Now that’s a lot of Resee’s.

Quote:

Originally Posted by DIYDebbie

I save money each month by making my own Peanut Butter Cups at home!

Quote:

Originally Posted by ScrapeAndSave

I get my Peanut Butter Cups for free online, I just have to spend four hours each day filling out surveys.

Quote:

Originally Posted by Jeff

Welcome [Ads by Goooooogle] to the [Ads by Goooooogle] forum!

Quote:

Originally Posted by Newbie

Well, the Peanut Butter Cups aren’t for me, they are for my sick dad who lives in my guest room for right now. I’ve been taking care of him for a few months now.

Quote:

Originally Posted by PinchingPenny’sBottom

Yikes! Don’t ever buy Peanut Butter Cups for friends or immediate family members, that only leads to trouble. But if you have to, at least get something in writing first!

Quote:

Originally Posted by Mom-from-michigan

Yeah, definitely get a Peanut Butter Cup contract, you don’t want those delicious cups ruining your relationship with your father.

Quote:

Originally Posted by ellen1

What percentage of your budget does Dave Ramsey suggest goes to Peanut Butter Cups each month?

disneysteve · #2 (**permalink**) 10-20-2009, 05:12 AM

Very funny. That PixarStephen fellow sounds like he really knows what's going on.

am_vanquish · #3 (**permalink**) 10-20-2009, 05:29 AM

That was AWESOME ... but you left out the post discussing whether or not Newbie should pay off his Reese's credit cards or start saving for future peanut-butter emergencies.

Also, should Newbie focus on paying off the chocolate card (small balance, higher APR) or the peanut butter card (high balance, lower APR)?

ScrimpAndSave · #4 (**permalink**) 10-20-2009, 08:03 AM

Omg I love this.

LuxLiving · #5 (**permalink**) 10-20-2009, 09:41 AM

Hilariously SCARY!! Be very VERY careful investing in PB cups!!

you forgot, favorite peanut butter quote:

"He pulled himself out of his wrapper and sighed, looking out the window. Was today the day he would be sold? He wasn't sure, but he hoped so. The peanut butter cups he was manufactured with were already all gone. At great homes with little girls and boys. He swallowed hard. Were they eaten yet? "

Relevant link:
Peanut Butter Cup Addiction

Maybe Jeffrey and Nate could co-venture w/Reese's? I smell money, chocolate and peanut butter!!

Move out of my way - things could get ugly!

creditcardfree · #6 (**permalink**) 10-20-2009, 10:20 AM

Funny...and my favorite candy, too. I never thought to line item those in our budget!

sweeps · #7 (**permalink**) 10-20-2009, 10:28 AM

Hehehe. (We need a "like" button here like Facebook has so I don't have to type things like "hehehe".)

MonkeyMama · #8 (**permalink**) 10-20-2009, 11:40 AM

LOL - love it!

zakity · #9 (**permalink**) 10-20-2009, 01:13 PM

**teehee** That was good!

LuxLiving · #10 (**permalink**) 10-20-2009, 01:32 PM

It's the inflation factor you have to watch out for, donch'a know?

buildmybudget · #11 (**permalink**) 10-20-2009, 04:08 PM

This was excellent and I really needed a laugh. Thanks! =)

Snodog · #12 (**permalink**) 10-20-2009, 06:16 PM

Quote:

Originally Posted by PixarStephen
I mean, if we could cut that in half, which should be easy to do, you could save $643,864.78 in just 70 years, assuming a 10% annual return on your saved Peanut Butter Cup money. Now that’s a lot of Resee’s.

Which should be just enough money to buy 10 Peanut Butter Cups when you facter in 70 years of inflation!

Ahhh, I still remember the first time I ate a Peanut Butter Cup with a Dr Pepper. I swear I heard angels singing.

Broken Arrow · #13 (**permalink**) 10-21-2009, 12:24 AM

Hehehehe... I think somebody has been spending a bit too much time on here.

Not that that's a bad thing or anything....

readytorock · #14 (**permalink**) 10-21-2009, 06:50 AM

Thanks guys, glad you liked it.

PrincessPerky · #15 (**permalink**) 10-22-2009, 12:11 PM

funny

TBH · #16 (**permalink**) 10-24-2009, 06:30 PM

Love the good-natured caricatures. Very funny.

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