Cash or ATM?

[inneedofhelp]

One thing that I want to point out (that is probably obvious), is that a lot of us people (I don't know how to better phrase that to mean people in my situation?), have a hard time getting the credit card with the specific awards. We are able to get certain types of credit cards (usually higher interest rates, etc., even with good credit) but the ones that seem more adventageous, I have not heard of most of my friends being able to get those types of cards.

I sometimes feel like it is one of those barriers to equal access and the cycle of poverty---i.e., poor people cannot get credit for tough times, etc.

[xpirtdesign]

i love to use cash but i guess cards are better and safer

[Vytautas]

My spending habits don't tend to change whether I use cash, debit or credit. So in that case I have some cash around at all times but I tend to use my credit card because it allows me to track all of my purchases in one place and pay them all of simultaneously while getting the big picture.

[Pitman]

Debit/Credit.

I only use Cash for services that won't allow the use of debit, like the barbershop, and other misc.

[buster7823]

Use credit for everything we possibly can, love the rewards and the ability to track. BE RESPONSIBLE W/ CREDIT CARDS AND YOU WILL BE FINE!