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04-09-2009, 08:50 AM
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Should I switch banks?
I currently have the bulk of my savings in ING ($22,000). I love their customer service, but their interest rates have gone down. I don't want to chase rates...but should I consider moving my money to another online bank? TIA!
 
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04-09-2009, 09:13 AM
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I'm in a similar position. My ING CDs keep maturing and the CD rate sucks, so I have not been renewing them. Like you, I love ING, but I'm about fed up with their rate drops in comparison to most other online savings banks.
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04-09-2009, 09:49 AM
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I have them too.. I transferred all my money to HSBC a long time ago.. best rate I have now is with FNBO which is 1.9% and the highest I've seen recently is GMAC 2.25%
GMAC BANK 2.25% FNBO 1.9% ING right now is 1.5% HSBC is 1.65% It's pretty crappy no matter what.. if you don't have a decent amount of money to put in, then it really wont make a huge difference... $22,000 is a hell of a lot more than me though.. prob worth transferring it to a higher earning account. gluck. Last edited by swaymonae : 04-09-2009 at 09:53 AM.
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