Layaway doesn't make sense to me

[disneysteve]

Originally Posted by savingmama

sorry to go off on a tangent, but reading Steve's first post totally reminded me of the Saturday night skit called "don't buy stuff." It is pretty funny. You can watch it on hulu.com if you haven't seen it before.

I loved that skit. A classic when Steve Martin hosted a few years go.

[whitestripe]

Originally Posted by disneysteve

If your budget is such that your wife is buying clothes that you guys can't afford to pay for at the time of purchase, isn't that a problem? My gut reaction to your post is that maybe your wife is spending too much on clothing and shouldn't be shopping in a high-end shop.

one thing i wanted to point out was that, while i agree that its possible there could be too much spending on clothes happening here, there's also the possibility that the wife DOESN'T buy a lot, and that when she does, she buys good quality clothing that may cost a bit more. i know a lot of people that do this - and they probably don't spend any more money than those who buy multitudes of cheap & crap quality clothing.
for example: i bought a gorgeous cardigan from Country Road that cost me $139. Expensive? Yes. I also bought a cardigan from Cotton On (a chain store) for $19. Both similar styles. The $25 i bought in august last year. The $139 one I bought in December 2004. I wear them equally. The $139 one looks like when I first bought it. The $25 one I now wear around the house because it is stretched and the threads are coming loose, and there are holes in the fabric that were not caused by anything other than being poorly made.


Sorry to go off on a tangent! but i just wanted to share my pov on clothing.

[bjl584]

Steve,
I work part time at Kmart. Having helped out in the layaway department during the holidays, I had a chance to talk to alot of customers that were putting things in and picking things up from layaway. While a lot of what you assume is true, that being that layaway is basically a credit card for people who can't get credit, there were several other reasons that people were using layaway. The main reason was that so parents could keep the Christmas presents out of the house so that there would be no chance that their children would find them before Christmas day. Another reason was that a lot of people were buying furniture and appliances when they were in the process of moving. They didn't want to pay for self storage and had nowhere else to put things, so they would leave it in layaway until they got moved into their new place. Finally, a lot of people put things in there when they were buying gifts for other people. They just figured that it would be better to leave it at the store instead of having to load it into the car and store it at their house until they finally gave it as a gift. This was especially true with large items like baby cribs, appliances, and tv's.