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| General Discussion Please read our Forum Rules before posting Feel free to talk about anything and everything about money. |
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03-19-2009, 01:36 PM
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How should I manage this
hey all in need of a new computer going to pay 1600 au. Now I dot have the cash so I was going to I interest free and pay it back quick, now I currently pay 480 a month for my car, 185 insurance, phone 180, am I better saving cash first it would just take a while, I am a student earning 1100 a fortnight
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03-19-2009, 01:56 PM
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buy a cheap used computer... for cash. Not sure if they have somehting like craigslist or ebay in au.
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03-19-2009, 02:20 PM
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You pay $180/month for your phone? Wow! That's way high. Is that really what service costs there or are you getting a bunch of fancy things that you don't really need?
__________________
Steve * Despite the high cost of living, it remains very popular. * Why should I pay for my daughter's education when she already knows everything? * There are no shortcuts to anywhere worth going.
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03-19-2009, 09:36 PM
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Just a short reply....but don't borrow for short term expenses if you can save it. You expenses are high as a percentage of income...which indicates that monthly saving could be a problem and therefore maybe paying a short term loan would be also.
As a tip you could try my site where I give away a free cashflow planner there which is a really easy way to plan the months ahead and control expenses. All the best ~Trevor
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