Terminology for first-time users

[swaymonae]

I've recently joined this forum, and enjoy reading the threads, but often find myself with a curious look on my face. What's a EF? Or a DH?

Please list any financial lingo that you've seen on this site, and it's meaning, pretty please?

Thanks!

[Broken Arrow]

EF: Emergency fund
DH: Darling Husband

[TBH]

This is a good idea to have a thread where new users can ask about unfamiliar terms or abbreviations.

I was confused at first by the family ones--DW (dear wife), DS (dear son), DS1 (oldest son), DD (dear daughter), etc.

[creditcardfree]

DS = darling son
DD = darling daughter
DW = darling wife

IRA = Individual Retirement Account

[red92s]

SWMBO:
She who must be obeyed

SWMBOIT:
She who must be obeyed - in training

[swaymonae]

Why is the term "darling" used?

[jIM_Ohio]

Because 'W' by itself could mean many things- a movie, the second worse president to ever live...

[GREENBACK]

Originally Posted by red92s

SWMBO:
She who must be obeyed

SWMBOIT:
She who must be obeyed - in training

IHMO= In my humble opinion, which has no place in a conversation with SWMBO

[swaymonae]

Originally Posted by jIM_Ohio

Because 'W' by itself could mean many things- a movie, the second worse president to ever live...

Point taken.

[Broken Arrow]

Originally Posted by jIM_Ohio

Because 'W' by itself could mean many things- a movie, the second worse president to ever live...

Are you sure he's not the worst? If not, who is the worst?

A correction my part: D isn't always short for "Darling", but is "Dearest" to some, and maybe "Damn" to a few others. But aside from the last one, it essentially means the same thing.

[noppenbd]

LOL = laughing out loud
AFAIK = as far as I know
YMMV = your mileage may vary
OP = original poster, the person who started the thread

MF = mutual fund
MMA = money market account
ETF = exchange-traded fund (similar to a mutual fund, but trades like a stock)

troll = someone who posts incendiary things just to stir up trouble

[jIM_Ohio]

Originally Posted by Broken Arrow

Are you sure he's not the worst? If not, who is the worst?

A correction my part: D isn't always short for "Darling", but is "Dearest" to some, and maybe "Damn" to a few others. But aside from the last one, it essentially means the same thing.

I think in general Harding is considered the worst and Hoover is somewhere near the bottom. One of the first 10 was also considered really bad according to history channel, I think.

Bush may have a lower approval rating than all of the above, but I don't think such polls were available 200 years ago.

[GREENBACK]

Originally Posted by jIM_Ohio

I think in general Harding is considered the worst and Hoover is somewhere near the bottom. One of the first 10 was also considered really bad according to history channel, I think.

Bush may have a lower approval rating than all of the above, but I don't think such polls were available 200 years ago.

Wonder where Carter ranks. He seemed pretty bad in terms of his economic legacy.

[skydivingchic]

CC = Credit Card
DBF = Dear Boyfriend (I see the family relationship abbreviations on quite a few forums, these are by no means unique to Savings Advice)
PIF = Pay/Paid in Full
BTW = By The Way

[jIM_Ohio]

Originally Posted by GREENBACK

Wonder where Carter ranks. He seemed pretty bad in terms of his economic legacy.

History was better to Carter than living thru his presidency (I was 8 when he left office).

Carter did have high inflation, but on the foreign policy side I think history has given him favorable marks.

Other presidents where history proved their greatness or established their legacy include Lincoln and JFK.

Too many Presidents try to be great while they are in office that they fail to just keep hands off and let things run themselves. Bush Jr clearly falls into this category (IMO).

[disneysteve]

Originally Posted by TBH

DS1 (oldest son)

You may also see the number used to indicate the child's age, like me writing my DD13, meaning my dear daughter who is 13 years old. Of course, I could also write my PIAD for pain in the a-- daughter which would be more appropriate at this particular age.

[disneysteve]

DCA - Dollar cost averaging

[GREENBACK]

Originally Posted by jIM_Ohio

History was better to Carter than living thru his presidency (I was 8 when he left office).

Carter did have high inflation, but on the foreign policy side I think history has given him favorable marks.

Other presidents where history proved their greatness or established their legacy include Lincoln and JFK.

Too many Presidents try to be great while they are in office that they fail to just keep hands off and let things run themselves. Bush Jr clearly falls into this category (IMO).

Not to deviate to much form the OP's thread but I agree that Carter was good as a diplomat but I doubt he had the ability to balance his own checkbook, much less run a national economy and the numbers showed that.

I don't think a lot of these leaders have a hands off mentality, unfortunately. They assume the situation can only be fixed with their "plan" and it virtually never works.

[zetta]

IRA - individual retirement account
ROTH - another type of retirement account
401k, 403b -- retirement accounts offered by employers

[kork13]

Originally Posted by TBH

I was confused at first by the family ones--DW (dear wife), DS (dear son), DS1 (oldest son), DD (dear daughter), etc.

hey, is THAT what it means? haha I've seriously been around here for a year and never totally known what "DS" or "DW" really meant... I knew it was essentially "my son/wife/whatever", but ... hahaha well, learn something new everyday....

Originally Posted by GREENBACK

IHMO= In my humble opinion, which has no place in a conversation with SWMBO

I've known IMHO as "In my honest opinion", but again, essentially the same.

Also:
IMO = "In my opinion"
FWIW = "For what it's worth"