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| General Discussion Please read our Forum Rules before posting Feel free to talk about anything and everything about money. |
| View Poll Results: Which of the following is in your current financial plan for 2009? | |||
| Max out 401k or other workplace retirement plan |
  
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15 | 31.25% |
| Max out Roth IRA |
  
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25 | 52.08% |
| Paying extra on mortgage |
  
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12 | 25.00% |
| Contributing to 529 or other education savings accounts |
  
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5 | 10.42% |
| Investing in taxable accounts |
  
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19 | 39.58% |
| Paying off cc debt |
  
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14 | 29.17% |
| Paying off student loans |
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9 | 18.75% |
| Paying off car debt |
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11 | 22.92% |
| Paying off debt not listed |
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5 | 10.42% |
| Mortgage already paid off |
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6 | 12.50% |
| Multiple Choice Poll. Voters: 48. You may not vote on this poll | |||
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LinkBack | Thread Tools |
01-10-2009, 09:47 PM
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Last year:
Became finacially aware CC debt gone! Created budget Figured out taxes to get refund in the $100-500 range instead of $5000. Built 3 month EF 2009: Payoff car #1 Sell car #2, buy older minivan, reduce monthly payment Accelerate payoff on debt not listed (personal loan from relative) Increase 401k contribution at least 2% Get EF from 3 months to at least 4 months if not more Try to max out wife's Roth Not necessarily that order, but I will have minivan for sure, and most likely will payoff car #1 and increase 401k this year (going for 2%, might only be 1%). Having to work with wife that is not as dedicated as me (financially speaking) makes the others more difficult. 
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01-11-2009, 10:29 AM
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Both wife and I turn 50 this year so we are pushing our 401k to the $22K and our ROTH to the $6k maximums. We will put away another half year for our daughter in the GET program (Washington's equivalent to a 529)
No credit card debt Mortgage is below $95k now No other debt
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01-11-2009, 01:39 PM
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For the 20 people which responded, but could NOT max out an IRA, care to comment what is taking priority?
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01-11-2009, 04:22 PM
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Finding a job for DH. Definitely a financial goal for us.
Then building back 6 month EF. Then knocking down student loans. Last edited by SnoopyCool : 01-11-2009 at 04:23 PM. Reason: more specific
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