How much do you have in your wallet?

[2moretrees]

How much money do you carry around with you in cash? I always have about $100 in cash. It makes me feel safe in case something comes up where only cash will do. I know these don't happen often and a credit card can be used most of the time, but I had my credit card frozen one time (it wasn't my fault - it was a mistake made by the credit card company) which took a few days to sort out and since then I have always carried cash just in case. I'm wondering how much everyone carries and the reasons why?

[disneysteve]

Funny you asked this question today. My wife and I just got back from a weekend trip to Atlantic City so at this moment, there is over $1,000 cash in my wallet but it will be mostly emptied out before I leave for work in the morning. Unfortunately, there is a couple hundred less in there than there was Friday when we left for the shore.

Even though I charge most everything, sometimes I still pull out cash. I typically carry a couple hundred dollars. Sometimes it comes in handy if someone needs change at work.

[gamecock43]

I usually carry no cash. If I have cash I tend to buy junk. I have an odd habit of being really "aware" that I have cash and I feel a great desire to trade it in for useless things.
Also- it never fails that on days I have cashed a check, withdrew alot of money to pay on my credit card, or had money returned to me thatsomeone borrowed- my fiance gets in some snafu that he needs cash. right away. Whenever I have cash on me, about half the amount will end up in my fiances pocket somehow.
So if I plan to buy something I go to the bank and withdraw only enough to purchase the item with. I carry my credit card everywhere for emergencies. Doesnt always work, sometimes I'm up a creek with "cash only" policies, but not often.

[MonkeyMama]

$20. I just don't use cash for anything. I don't even shop much (if at all) so $20 is plenty. (In fact I just keep it on hand for "emergency").

We keep a little more cash on hand for emergency. But I generally never carry more than $20 in my wallet. If I somehow end up with more I just put it in the bank. I like being able to track every dollar spent electronically. So yeah, if anyone ever hands me cash (gift or reimbursement) it goes straight to the bank.

[Joan.of.the.Arch]

I have $65 because someone reimbursed a $50 fee I paid for them at city hall.

Otherwise, I'd have only the $15.

It is not unusual for me to have under $5. I use credit card for nearly everything.

[zakity]

I think I have like $6 in ones. I am hitting the bread store on Monday and I need the ones. They are donation only and the money goes to help support the vehicle at the senior center in town.

I like to keep a few dollars in my purse, but it doesn't always happen. We use the credit card for everything we can to get the points and we pay if off every month.

[aurielle]

Right now I have $11 and some change. On any given week I have usually anywhere between $0 and $15 unless we're going out of town somewhere (which isn't that often these days due to gas prices). I find if I keep more cash than that on me, I spend it on useless crap.

[safari]

I withdraw $200 every 3-4 months to keep as pocket change. I use it to pay for parking, stuff from vending machines, occasional lunch with coworkers, etc. When the cash in my wallet goes down to $20, I withdraw another $200 and so on.

[Pitman]

At the moment about $2.75, usually I always have atleast $20 on me just in case which was instilled in me from my father, but I almost never use cash, my debit card is scratched up from constant usage.

[LivingAlmostLarge]

$20 rarely do I have more.

[Ima saver]

I give myself an allowance of $120 a week, to be used for eating out, gasoline and misc. I also carry $100 in an envelope in my purse and that is for grocery shopping and to refill our prescriptions.
So, I almost always have at least $40 in my wallet and $100 in the envelope. I very seldom charge anything or even carry a credit card.

[FrugalFish]

I use to never carry much cash at all, but now that I do a lot of grocery shopping at a store that only takes cash, check, or debit card, I usually carry around $100 in an envelope for grocery shopping. I'd like to switch to all cash for groceries eventually.

[PrincessPerky]

So far as I know 0$..though it could be as much as 40, I tend to try and leave a 20 in there, and often find when I go to put one in I already have one.

Only because I can forget the money so long as I ignore it for at least a couple days (never put money in on the way out the door)

[feh]

On average, probably around $25. I use a credit card whenever possible, except for purchases less than $10.

When I run out, I grab $40-60 from the cash stash and put it in my wallet.

[stressedmama]

No more then $10 at any time. I can use my debit card for just about everything. The more cash I have, the more I will stop for fast food for the convience even though I don't need it. Plus I tend to buy more junk from the vending machines, etc at work. I know my spending habits and the more cash I have on hand the more I tend to spend.

[samonwheels]

I usually carry no cash. If I have cash I tend to buy junk. I have an odd habit of being really "aware" that I have cash and I feel a great desire to trade it in for useless things.
Also- it never fails that on days I have cashed a check, withdrew alot of money to pay on my credit card, or had money returned to me thatsomeone borrowed- my fiance gets in some snafu that he needs cash. right away. Whenever I have cash on me, about half the amount will end up in my fiances pocket somehow.
So if I plan to buy something I go to the bank and withdraw only enough to purchase the item with. I carry my credit card everywhere for emergencies. Doesnt always work, sometimes I'm up a creek with "cash only" policies, but not often.

[eisor]

None. Seriously. I've had to charge $0.26 at a grocery store. The least I've charged is $0.12. Since I use coupons frequently, often my totals are less than $1.

When I used to travel 100+ round trip I would always have cash on me though. In case of an emergency.

Now, everywhere I travel is less than .25 miles away from a gas station, store or something.

[aida2003]

No more than $20. Usually $10-$15.

[fruitbowlk]

I never carry cash on me. I always use my debit card.

[Gailete]

Some change. The last time I had any significant money in my purse was the beginning of June when I had to make a trip to the ER I put the $40+ into my hubbies wallet in case they admitted me and he needed parking/food money. turned out I was discharged. By the end of the week, somehow most of the money was gone also and it had been earmarked as yard sale money. Money burns a hole in my hubbies wallet. I think he thinks more about what he is spending when he uses a cc. I keep the debit cards because it is too hard to be sure what we are spending and I don't keep much in the checking account.