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08-01-2007, 06:58 AM
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Need Your Help And Advice
Hi all,
I defaulted on my credit card two years ago and started paying back £40.00 a month just over a year ago through a debt collection agency (even though the debt is with Halifax visa). The outstanding debt was initially £2300.00 and is now £1800. The thing is that I can recall my credit limit on this account at the time only being £1500. I guess they have charged me nearly £1000 in charges or interest. Can anyone advice me on how I would gain information on charges applied to this account etc and how to get the charges knocked of the real amount owed. Your advice is really appreciated. Thanks in advance!!! 
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08-01-2007, 12:16 PM
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You might want to talk to your banker about it
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08-06-2007, 08:04 PM
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they must have kept charging interest on the credit card. add to that, the debt collection agency fees, etc. speak to Halifax, they'd send you a breakdown of charges. although they might charge you for it.
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