Home  Finance Articles  Discussion  Our Blog / Member Blogs           
SavingAdvice.com Logo Debt Reduction 101
Common sense tactics to reduce your debt
Teaching you to Save Money

Go Back   Personal Finance Forums > Financial Chit Chat > General Discussion

General Discussion Please read our Forum Rules before posting
Feel free to talk about anything and everything about money.

Reply
 
LinkBack Thread Tools
  #1 (permalink)  
Old 04-28-2007, 01:14 AM
jeffrey's Avatar
jeffrey jeffrey is online now
Administrator
 
Join Date: Apr 2004
Posts: 4,448
Last Blog Entry: Use Forum Points to Earn Prizes
Points: 375549.80
Donate
Default Ways That You Can Save That Take Less Than A Minute

One issue many people have is they believe saving money takes a lot of time and effort. What are the ways that people can save money that take less than a minute of time to implement?

For example, it takes less than five seconds to switch the nob on your washing machine from hot to cold.

What other ways do you know that will save anyone money that take less than a minute to implement?
Reply With Quote
  #2 (permalink)  
Old 04-28-2007, 05:18 AM
cschin4 cschin4 is offline
$ Saving College Junior
 
Join Date: Jun 2006
Location: Pennsylvania
Posts: 1,034
Points: 11988.70
Donate
Default

1. Keep fast food coupons in your car. Whenever I get those I make sure to put them in my car because there are times when I just want to pick up something to eat.
2. I keep bottled water and soda handy as well. When the kids and I are heading out somewhere, we just grab one and it saves us from having to stop and buy a drink somewhere. That is one savings that can really add up.
Reply With Quote
  #3 (permalink)  
Old 04-28-2007, 06:42 AM
rob62521 rob62521 is offline
$ Saving College Junior
 
Join Date: Aug 2004
Location: Central Illinois
Posts: 1,153
Points: 11554.50
Donate
Default

When you are cleaning up after supper, box some leftovers for your lunch tomorrow. Or if you are eating out and don't eat everything, have the restaurant box your leftovers for your lunch.
Reply With Quote
  #4 (permalink)  
Old 04-28-2007, 10:37 AM
getforfree's Avatar
getforfree getforfree is offline
$ Saving College Freshman
 
Join Date: Apr 2006
Location: California
Posts: 635
Points: 3580.70
Donate
Default

Pay your bills online or by phone, save a stamp, and it takes same amount of time as writing a check.

Walk around the house, unplug the items you are not using and turn off the extra lights.

Whenever I watch tv, I turn it off during the commercial, and if I forget to turn it back on, oh well, save even more electricity.

In the summer time, I make sure I carry a bottle of water with me in my car, but in case I run out of water, I just go thru the drive-tru and ask them to refil it.

Packing lunch takes a little more tnan 1 min, but it well worth the 2-3 $ you save.

I do my laundry only when I know it's going to be no rain. Checkin the weather online takes about a minute, but it saves me almost $1, because than I can hang it outside.
__________________
MONEY SAVED IS BETTER THAN MONEY EARNED
Why?
Because You Don't Pay Tax On It !!!
Reply With Quote
  #5 (permalink)  
Old 04-28-2007, 10:40 AM
Aleta Aleta is offline
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,734
Last Blog Entry: Thank you for voting
Points: 9373.60
Donate
Default

Closing off Air Conditioning vents in rooms you are not using.
Lowering shades on the sunny side of the house.
Reply With Quote
  #6 (permalink)  
Old 04-28-2007, 11:20 AM
disneysteve's Avatar
disneysteve disneysteve is offline
$ Saving College Dept. Head
 
Join Date: Jun 2006
Location: New Jersey
Posts: 8,911
Last Blog Entry: Great casino trip today
Points: 60011.30
Donate
Default

Buy store-brand items at the grocery store.
Choose the cheaper gas station in your neighborhood, often next to or across the street from the pricier one.
Have a club card from each supermarket where you shop.
Don't order soda or alcohol when you go out to eat. Drink water instead.
Adjust the thermostat by a degree or two.
__________________
Steve

Join the 2009 Ebay Challenge!

* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
Reply With Quote
  #7 (permalink)  
Old 04-28-2007, 11:27 AM
Ima saver's Avatar
Ima saver Ima saver is offline
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 8,119
Last Blog Entry: Happy 4th of July
Points: 94269.40
Donate
Default

Turn the hot water heater off except when you are taking a shower or running the dish washer.
Reply With Quote
  #8 (permalink)  
Old 04-28-2007, 11:28 AM
Aleta Aleta is offline
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,734
Last Blog Entry: Thank you for voting
Points: 9373.60
Donate
Default

Clean the dust from your lightbulbs and they will last longer.
Keep your car clean and it uses less drag
Reply With Quote
  #9 (permalink)  
Old 04-28-2007, 12:13 PM
Ima saver's Avatar
Ima saver Ima saver is offline
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 8,119
Last Blog Entry: Happy 4th of July
Points: 94269.40
Donate
Default

I eat half my meal at a restaurant, the rest is for lunch or leftovers for my dogs.
Reply With Quote
  #10 (permalink)  
Old 04-28-2007, 03:03 PM
cschin4 cschin4 is offline
$ Saving College Junior
 
Join Date: Jun 2006
Location: Pennsylvania
Posts: 1,034
Points: 11988.70
Donate
Default

Make and bring your coffee. I love my travel mug and make a small pot of coffee "to go" before I leave anywhere. I am just one of those people who likes to sip coffee. It has been years since I bought a cup of coffee at a convenience store.
Reply With Quote
  #11 (permalink)  
Old 04-29-2007, 07:19 AM
nanamom nanamom is offline
$ Saving College Freshman
 
Join Date: Jan 2006
Posts: 544
Last Blog Entry: Never a dull moment
Points: 5424.59
Donate
Default

The first one that came to my mind is saying NO. When I feel like splurging or my little one asks for an extra treat when we are out, saying NO can save alot!
__________________
www.onfire4books.com
The love of money is the root of evils. 1Tim 6:10
Reply With Quote
  #12 (permalink)  
Old 04-29-2007, 08:28 AM
Aleta Aleta is offline
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,734
Last Blog Entry: Thank you for voting
Points: 9373.60
Donate
Default

Before leaving the house, pace some snacks crackers with cheese or peanut butter and bring some water bottles. Include raisins as well. It takes less that a minute to do and saves time and money by not stopping at fast food restaurants.
Reply With Quote
  #13 (permalink)  
Old 04-29-2007, 11:06 AM
Ima saver's Avatar
Ima saver Ima saver is offline
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 8,119
Last Blog Entry: Happy 4th of July
Points: 94269.40
Donate
Default

When I go to the drive thru window at the bank. I always turn off my motor to save on gasoline if I am stopped more than 30 seconds.
Reply With Quote
  #14 (permalink)  
Old 04-29-2007, 01:48 PM
rob62521 rob62521 is offline
$ Saving College Junior
 
Join Date: Aug 2004
Location: Central Illinois
Posts: 1,153
Points: 11554.50
Donate
Default

Quote:
Originally Posted by Aleta View Post
Before leaving the house, pace some snacks crackers with cheese or peanut butter and bring some water bottles. Include raisins as well. It takes less that a minute to do and saves time and money by not stopping at fast food restaurants.
For those of who work outside the home, buying snacks and taking them to work can be money saving instead of hitting the vending machine.
Reply With Quote
  #15 (permalink)  
Old 04-29-2007, 02:31 PM
Ima saver's Avatar
Ima saver Ima saver is offline
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 8,119
Last Blog Entry: Happy 4th of July
Points: 94269.40
Donate
Default

I know, if we are going to be riding around looking at property, I always take some ice water and peanut butter crackers, just in case!
Reply With Quote
  #16 (permalink)  
Old 04-30-2007, 12:05 PM
Elgin526 Elgin526 is offline
$ Saving HS Senior
 
Join Date: Jun 2006
Location: Elgin, IL
Posts: 273
Last Blog Entry: I'm baaaack!
Points: 2671.40
Donate
Default

It takes less than a minute to whine at my husband to fix my car when it breaks, instead of taking it to the shop. It takes him longer than a minute to fix it, of course, but that's his problem!

Seriously? Plan my errands so I use the least amount of gas (and make said errands take less time). Clip a coupon or two. Check junk mail for coupons/offers before tossing it. Double check bills/reciepts for errors. Adjust a thermostat. Turn off a light switch. Change a light bulb to the new florecent kind. Turn off water while brushing teeth/lathering hands. Start a pot of coffee to take to work.
Reply With Quote
  #17 (permalink)  
Old 04-30-2007, 06:53 PM
MoneyHoney MoneyHoney is offline
$ Saving Fifth Grader
 
Join Date: Jun 2006
Posts: 42
Points: 713.20
Donate
Default

Before I leave the house I try to make a list of things I need to do. This sounds very simple, but it's saved me a lot of time, energy & gas.
Reply With Quote
  #18 (permalink)  
Old 04-30-2007, 07:44 PM
Homebody Homebody is offline
$ Saving HS Freshman
 
Join Date: May 2006
Posts: 137
Last Blog Entry: THIS JOB IS SERIOUSLY CUTTING INTO MY FREE TIME!
Points: 1060.00
Donate
Default

Quote:
It takes less than a minute to whine at my husband to fix my car when it breaks, instead of taking it to the shop. It takes him longer than a minute to fix it, of course, but that's his problem!
Oh too funny!

Mine would be to think about dinner. I was cooking dinner tonight when some friends walked by a husband and wife... I went out to say "hi". The husband asked if I was cooking since I had a towel thrown over my shoulder. Yes, told them what I made (I still am so proud of myself for cooking at all after DH doing practially all for the last 27 years). Wife says... mmm. yeah we don't know what we are having....

Dinner is something that normally happens every day. Take a minute and look in your frig or freezer instead of waiting until 6:15 at night, and then end up making a costly decision (with the exception of Ima Saver, of course).
Reply With Quote
  #19 (permalink)  
Old 05-16-2007, 04:58 PM
cbmeeks cbmeeks is offline
$ Saving HS Junior
 
Join Date: May 2006
Posts: 240
Points: 5573.60
Donate
Default

turn off the freaking TV!!! (kids, are you listening??)

Turn off the lights. Even when you are in the room. Use your judgment. Sometimes you can do things when it is very near dark.
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


All times are GMT -7. The time now is 08:28 PM.


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
More Links Debt Consolidation Loans | Finance Options

About Us | Advertising | Privacy Policy | Link To Us | Resources | Webmasters | Media | Jobs | Site Map | Contact Us

Copyright ©2002-2009 SavingAdvice.com. All rights reserved.

Please read our Disclaimer

 

Featured Sponsors
IVA uk definitive guide
Bad Credit Loans
IVA Forum
IVA Book
Private Student Loans
Payday Loans
Student Loans
Online Shopping
Dell Coupons
Credit Card Processing
Back to School
Apply Now for Personal Loans
Credit Score
Payday Loan

Partners
Debt Reduction
Blogging Away Debt
Budget Stretcher
DivaTribe
Thrifty Fun
Money Talk
Online Personal Budgeting
Budget Dial