Home  Finance Articles  Discussion  Our Blog / Member Blogs           
SavingAdvice.com Logo Cash Rebate Credit Cards
Teaching you to Save Money

Go Back   Personal Finance Forums > Financial Chit Chat > General Discussion

General Discussion Please read our Forum Rules before posting
Feel free to talk about anything and everything about money.

Reply
 
LinkBack Thread Tools
  #1 (permalink)  
Old 02-25-2007, 05:34 AM
jeffrey's Avatar
jeffrey jeffrey is online now
Administrator
 
Join Date: Apr 2004
Posts: 4,114
Last Blog Entry: Use Forum Points to Earn Prizes
Points: 372684.80
Donate
Default Five Minute Financials

What things can you in a short period of time (5 to 15 minutes) that can save you money? Would love to see your lists...
Reply With Quote
  #2 (permalink)  
Old 02-25-2007, 05:53 AM
LuxLiving's Avatar
LuxLiving LuxLiving is offline
$ Saving College Senior
 
Join Date: Jul 2006
Location: MidSouth
Posts: 2,270
Last Blog Entry: Clash of the Titans - Harry Hamlin Aside
Points: 19435.90
Donate
Default Re: Five Minute Financials

In 15 minutes time I can list 8-12 books for sale on Amazon. Wait that is making money not saving it.

Hmmm...back to the thinktank!
Reply With Quote
  #3 (permalink)  
Old 02-25-2007, 06:17 AM
cicy33 cicy33 is offline
$ Saving College Sophomore
 
Join Date: Jun 2005
Location: Southern Illinois
Posts: 844

Points: 9016.20
Donate
Default Re: Five Minute Financials

Caulk around windows
Wash a few dishes instead of using the dishwasher. (would not work if you had a huge family but the average time actually washing dishes is about 15 minutes)
Turn off extra lights and unplug unused appliances, cell phones, etc.
Organize an area (this saves money cuz sometimes you don't realize the things you already have and can use without buying more things)
__________________
makingmoneyfromhomeinfo.com
Reply With Quote
  #4 (permalink)  
Old 02-25-2007, 06:52 AM
LuxLiving's Avatar
LuxLiving LuxLiving is offline
$ Saving College Senior
 
Join Date: Jul 2006
Location: MidSouth
Posts: 2,270
Last Blog Entry: Clash of the Titans - Harry Hamlin Aside
Points: 19435.90
Donate
Default Re: Five Minute Financials

*In less than five minutes I can throw together the dough for a pan of hot rolls that is less expensive & better tasting than you can get at the store.

*Put the car keys back on the keyrack and stay home out of the malls, drive thru lanes and restaraunts.

*Send my kids into the grocery with the correct change to buy the fill-in bread & milk needs for the family and keep myself out of temptation to add other things to the cart.

*Pre-plan my routes to run errands so that I don't waste gas.

*Forecast needs so I can better budget for them.

*Make out a menu-plan and grocery list.

*Research & price-compare upcoming purchases on-line at my leisure.

*In less than a minute I can slamdunk some water, dried pinto beans & leftover frozen hamchunks into the crockpot and in the remaining four minutes later in the day mix up some Jiffy cornbread and make a decent, inexpensive meal for my family.
Reply With Quote
  #5 (permalink)  
Old 02-25-2007, 08:33 AM
scfr scfr is offline
$ Saving College Sophomore
 
Join Date: Sep 2006
Posts: 855
Last Blog Entry: Off to Mom's / San Diego Plan
Points: 6308.00
Donate
Default Re: Five Minute Financials

"Preventative Maintenance" ... big payoffs down the road:

Floss your teeth to reduce future dental bills
Take a short walk (take the dog if you have one) to reduce future doctor & vet bills
Give your honey a smooch to prevent future divorce lawyer bills
Reply With Quote
  #6 (permalink)  
Old 02-25-2007, 08:49 AM
tinapbeana's Avatar
tinapbeana tinapbeana is offline
$ Saving College Senior
 
Join Date: Oct 2006
Location: Upstate SC
Posts: 1,519
Last Blog Entry: My Life is Officially Surreal
Points: 12656.33
Donate
Default Re: Five Minute Financials

check the pantry, fridge, and/or freezer for items needed on the next shopping trip, rather than guessing about it when i'm at the store.

file my receipts to be entered into the computer at the end of the week.

pay my bills online, saving 10+ stamps and envelopes every month.
Reply With Quote
  #7 (permalink)  
Old 02-25-2007, 08:55 AM
jodi jodi is offline
$ Saving College Junior
 
Join Date: Apr 2005
Location: central NY
Posts: 1,244
Last Blog Entry: Still kicking...
Points: 17453.30
Donate
Default Re: Five Minute Financials

Quote:
Originally Posted by scfr
"Preventative Maintenance" ... big payoffs down the road:

Floss your teeth to reduce future dental bills
Take a short walk (take the dog if you have one) to reduce future doctor & vet bills
Give your honey a smooch to prevent future divorce lawyer bills
#3 is taken care of (and the hubby thanks you). I'll work on #1 and #2.
Reply With Quote
  #8 (permalink)  
Old 02-25-2007, 08:58 AM
jodi jodi is offline
$ Saving College Junior
 
Join Date: Apr 2005
Location: central NY
Posts: 1,244
Last Blog Entry: Still kicking...
Points: 17453.30
Donate
Default Re: Five Minute Financials

Making a double batch of granola takes me less then 10 minutes (excluding baking time). Throwing the ingredients in the bread machine takes 5 - for pizza dough, rolls, etc.

It only takes a few minutes to clean out near-empty jars (i.e. mayo, ketchup, shampoo), but I am still amazed that my DH would rather toss them!

Instead of tossing used papers, we add them to a pile under the computer to reuse the other side when we are printing recipes, e-mails, etc...nothing important.
Reply With Quote
  #9 (permalink)  
Old 02-25-2007, 10:04 AM
Ima saver's Avatar
Ima saver Ima saver is offline
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 7,733
Last Blog Entry: I ordered a new water distiller!!
Points: 92304.40
Donate
Default Re: Five Minute Financials

Turn off the hot water
Turn the heat down a few degrees
Turn off the lights
Reply With Quote
  #10 (permalink)  
Old 02-25-2007, 11:15 AM
rob62521 rob62521 is offline
$ Saving College Junior
 
Join Date: Aug 2004
Location: Central Illinois
Posts: 1,039

Points: 10919.50
Donate
Default Re: Five Minute Financials

Quote:
Originally Posted by scfr
"Preventative Maintenance" ... big payoffs down the road:


Give your honey a smooch to prevent future divorce lawyer bills
Love it!
Reply With Quote
  #11 (permalink)  
Old 02-25-2007, 02:31 PM
Snoopy2645 Snoopy2645 is offline
$ Saving College Freshman
 
Join Date: May 2005
Location: IA
Posts: 731
Last Blog Entry: SPRING IS ROUNDING UP
Points: 9128.70
Donate
Default Re: Five Minute Financials

In five minutes I can go get things out of the garage that would save me money meaning like hand me downs from the older girls to my youngest instead of going to a store. I can turn off the lights & make malts or orange julius's for about $1.50 for the whole family instead of running to the DQ or dig threw coupons for things I always seem to need anyways.
Reply With Quote
  #12 (permalink)  
Old 02-25-2007, 08:17 PM
thebetterlifenow thebetterlifenow is offline
$ Saving Fourth Grader
 
Join Date: Feb 2007
Posts: 19

Points: 180.00
Donate
Default Re: Five Minute Financials

Make my lunch for tomorrow instead of going out to eat.
Reply With Quote
  #13 (permalink)  
Old 02-26-2007, 08:25 AM
krayziebone33 krayziebone33 is offline
$ Saving HS Junior
 
Join Date: Aug 2006
Posts: 210

Points: 1704.10
Donate
Default Re: Five Minute Financials

In five minutes or less, I can plan my upcoming week's budget and find ways to even reduce the cost of whatever I put on the list.
Reply With Quote
  #14 (permalink)  
Old 02-26-2007, 08:37 AM
nanamom nanamom is offline
$ Saving College Freshman
 
Join Date: Jan 2006
Posts: 520
Last Blog Entry: Moving
Points: 5299.59
Donate
Default Re: Five Minute Financials

5 minutes huh,
How about read a post on Savings Advice!
__________________
The love of money is the root of evils. 1Tim 6:10
Reply With Quote
  #15 (permalink)  
Old 02-26-2007, 10:46 AM
aurielle aurielle is offline
$ Saving HS Senior
 
Join Date: Jul 2006
Posts: 260

Points: 2670.40
Donate
Default Re: Five Minute Financials

This morning it took less than 5 minutes to initiate a transfer from my checking to my online savings account. It's not getting spent, and I'm going to earn 5% on it.
__________________
"Out of debt, out of danger!" ~ PricePlus
Reply With Quote
  #16 (permalink)  
Old 02-26-2007, 11:32 AM
Aleta Aleta is online now
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,545
Last Blog Entry: Thank you for voting
Points: 8358.60
Donate
Default Re: Five Minute Financials

Checking through the newspaper for special sales on food, clothing, etc.
Paying bills online and knowing they're paid and didn't get lost in the mail.
Compare grocery store ads and list what I want from each and then checking my coupon box for the appropriate coupon.
I have a list on one of my inner cabinet doors that anyone can list what they are running out of. It's a great saver. I also will list something wnen I know that I'm down to my last one.
I make my own special coffee drinks with expresso coffee, scalded milk, whipping cream, a dusting of cinnamon and chocolate.
I can also read in 15 minute increments financial books which will save me money.
I can read articles that I've saved and cut out on finances.
Calling the phone company and dropping an unneeded service such as inside wiring on your telelphone bill.
When making one meal, make enough for future meals to freeze. It should take you less than 5 minutes to seal a meal.
Check through the vegetables in your drawer. Flash freeze them and put them in a plastic bag. Green peppers are great for this. They don't have to go bad and they're great for dishes that don't require the crispiness.
Reply With Quote
  #17 (permalink)  
Old 02-27-2007, 09:20 AM
Fern's Avatar
Fern Fern is offline
$ Saving College Junior
 
Join Date: May 2005
Posts: 1,378
Last Blog Entry: Another Craig's List success
Points: 30622.10
Donate
Default Re: Five Minute Financials

When grocery shopping, take the time to look at the unit price as well as the actual (product) price.

It's an easy way to save $$ without getting tripped up by a product that appears to cost less, but also contains less volume.
__________________
Wisdom begins in wonder.
Reply With Quote
  #18 (permalink)  
Old 02-27-2007, 11:28 AM
Snoopy2645 Snoopy2645 is offline
$ Saving College Freshman
 
Join Date: May 2005
Location: IA
Posts: 731
Last Blog Entry: SPRING IS ROUNDING UP
Points: 9128.70
Donate
Default Re: Five Minute Financials

Funny about this I been waiting to share at the store the other night 100 oz of tide was $5.96 the 200 oz was 12.97 HMM I guess the store thinks I wasnt paying attention in math class LOL

So I agree try to look at the qty vs prices
Reply With Quote
  #19 (permalink)  
Old 02-27-2007, 01:03 PM
beebop25blue25 beebop25blue25 is offline
$ Saving Jr. High Schooler
 
Join Date: Nov 2005
Posts: 86

Points: 900.00
Donate
Default Re: Five Minute Financials

Hmmmmm, very interesting Snoopy!!
Reply With Quote
  #20 (permalink)  
Old 02-28-2007, 09:25 AM
Aleta Aleta is online now
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,545
Last Blog Entry: Thank you for voting
Points: 8358.60
Donate
Default Re: Five Minute Financials

I've noticed that larger sizes aren't always cheaper. It's better to wait for the sales for the common sizes. They are usually cheaper and you can use more coupons as well because you can buy 2 boxes instead of 1.
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
2 minute trail mix jodi Recipes 11 05-11-2008 03:45 AM
Free 10 minute email Kimmie628 Computer / Office 5 11-24-2007 12:37 AM
1 minute household chore starving_student General Discussion 9 02-05-2007 05:56 AM
Free 10 minute email Kimmie628 Other Freebies 0 02-01-2007 07:58 AM
10 minute money savers marla General Discussion 4 08-25-2005 02:13 PM


All times are GMT -7. The time now is 04:24 PM.


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
More Links Home Loan | Debt Consolidation Loans | Refinance Home Mortgage | Finance Options

About Us | Advertising | Privacy Policy | Link To Us | Related Resources | Webmasters | Media | Site Map | Contact Us

Copyright ©2002-2008 SavingAdvice.com. All rights reserved.

Please read our Disclaimer

 

Featured Sponsors
IVA uk definitive guide
Bad Credit Loans
IVA Forum
IVA Book
So what is an IVA?
Private Student Loans
Online Shopping
Dell Coupons
Credit Cards
Payday Loans
moving
Student Loans
Financial News
Online IVA guide
Cash Loans
Credit Card Processing
Back to School
Payday Cash Advance Loans
Debt Consolidation Loan
Apply Now for