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| General Discussion Please read our Forum Rules before posting Feel free to talk about anything and everything about money. |
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What changes are you making in your life for 2007?
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Financially...recording all new purchases..and paying at least one extra car payment a quarter.
I also have a goal of increasing involvement in volunteerism...been to long without. |
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I find that I tend to make my grandest resolutions in the late summer rather than with the arrival of January. I tend to think of September as being the beginning of a year (school year). Anyway, no new resolutions; just need to stick to what I'm doing. If something new comes up that I want to take on, I'll consider it.
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decrease eating out, keep up current gym schedule, find a more lucrative job
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pay off 2 credit cards as a stay at home mom.. that is going to be my only goal.. that is a stretch for me as i have no income
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Financial:
1. Increased 401k contribution from 12% to 15%. 2. Continue monthly pre-payments on my mortgage all year long. Personal: 1. Continue to find new social outlets, such as my book discussion club. 2. Get weight back down to 119 (ideal). Would be happy with "under 125." This means: more walking again. Doing 15 minutes of stair stepping DAILY. |
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eat better
pray more exercise more write more/finish book read more spend less money save more |
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oh yeah, i want to be debt free in 07. i have 6K left.
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I am gonna save $300.00 a week!! Please pray that I can do this. My oldest son turns 16 by this time next year and i'd like to buy him a small truck and pay cash! It will definately be used and cheap! Being it's a first car for him, I don't want to spend alot of money and I don't want to finance anything. He would help me pay for it if I financed it, but I don't want either of us to be paying interest on a car loan! I also want to pay cash for Christmas next year, and just have extra cash period. I have figured a budget and I think I can reasonable save $300.00 a week. I sure hope I can!!
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I want to be able to follow my budget, and adjust it where necessary, also I am hoping to save up $5000 by September so that I can afford to start at a university.
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Ok its almost here & I have made mine to spend less at the grocery store & make healthier meals for my family!!! I spend way too much trying to feed 5 people dh eats as much as me & my 3 daughters put together OOUCH!!! I can save a ton maybe start a new house fund with the savings & my 2nd is to keep making as much as I can I have started tracking how much I bring in & I am in shock I am making alot now compared to years past. I am very proud of myself!!!
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Re: What Resolutions are you Making for 2007?
I want to get a permanent part time job, live very frugally, and still save at least 10% of my income into a retirement fund. At the moment because I am temping I save as much as possible to tide me over between jobs.
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continue to keep my nose to the grindstone...stick with budget, but give myself some more perks, i need to buy new clothes(not bought any in 3 years), eat out a little more(not a lot, i never eat out now), try to be a better husband, continue to eat as good as possible, continue working out, stay active in these forums, start a 401k....
man, i have a LOT to do!!!! |
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Morning all,
I usually dont do Resolutions for a new year, but not using this site and NOT doing a budget for a few months, I have been spending to much!!! I AM going to sign up for Mvelopes . Someone gave me Quicken 2006, which is a great program, but dosnt really help me budget. So I guess im feeling grateful everyone is still here and I can hop back on the Budget wagan and start again!!!! |
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) and the waitress gives us the bill, and I go to get my gift card and I forgot to grab it of the dining room table at home!!! I paid it and was kicking myself on the way out |
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My resolutions are to first , pay off my land, second, pay off my car. Take a vacation for the first time in years. Save another $20,000 in the $20 challenge and earn $20,000 in interest on my savings.
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Save more and be more active in how money is invested.
Try to be kinder and more understanding. |
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