How Good Are Your Employer's Benefits?

[Fern]

Another post got me thinking about this; some companies get a little creative with benefits, perhaps to make up for bigger ones they can't afford. I thought it would be interesting to list all the benefits you receive from your employer, in addition to your salary.

Mine:
* Health insurance (but poor vision and no dental)
* 3 weeks vacation
* 4 personal days
* 1 or 2 summer Fridays
* about 10 paid holidays
* company-matched 401(k)
* health savings account

i'm pretty happy with the amount of time i get off, about 4 weeks a year, but wish i had that dental insurance and better vision.

[rduell]

Health insurance, vision discount, no dental
14 vacation days
12 sick days
2 personal days
about 10 paid holidays
company matched retirement fund up to $1500
very flexible work time

[tinapbeana]

7 pd holidays
1 floating holiday
10 vacation days (tenure thing, just started here in august)
no sick day policy other than "out 5 days in a row gets you qualified to apply for short term disability"
medical/vision/dental are all OK
no 401k

that's the bad (or rather, the 'not good')

the good/great: i'm paid about 40% more than the job i was laid of from in june, i have the flexibility to work in the office or out of the office as needs dictate, and even after been here just a short time i have the ability to make a significant difference.

[aurielle]

fair- to- middling health ins and dental, poor vision (only pays $40 tops)
3 weeks vacation, goes up to 4 weeks in 2 1/2 years
3 personal days
12 sick days
about 10 paid holidays
(unofficial) go home 1 to 1 1/2 hours early on Fri before a Mon holiday
pension (gov't job)
free $20,000 life insurance policy
lower rates on AFLAC

These are the bennies that are also available but I don't use:
HSA
457 plan
There's a couple others but I can't think of them right now

[fairy74]

nearly nonexistent (through employer)
3 paid sick days
court holidays (unpaid)
free postage
somewhat flexible about doctors appts, etc..
leave early with pay about 4 times a year (when managing partner is happy!)
1 paid MCLE class of not more than 2 credits (I pay for the other 23 credits)

through bar association:
50 K life insurance policy and discount on malpractice ins.

[b4freedom]

* Health insurance/Dental insurance
* 22 Days vacation
* 15 Sick Days (Can carryover forever)
* 13 paid holidays
* Matches 8% when I give 5% towards retirement
* 35 Hour work week
* Life Insurance: 3.5 times salary

Great benefits but the pay is about 25% less then if I worked someplace else. I also have to pay 1% to a union (not optional).

[PrincessPerky]

No vacation, no sick time, no paid time off period.....health benifits cost a third of his salary.

No 401K match, (thoughthere is a autowithdrawal service if you want)

On the upside is a relativly flexable schedule...sortof...not that he is home right now when we need it....

err....it sucks? but pays better than last check signer (same job, new company)

[shengmei]

Health insurance is pretty awesome. Other than that, nothing.

[PRICEPLUS]

We use the wife's benefit package and dropped mine. The insurance I had would not add any value and it was pretty pricey.

[MonkeyMama]

* Vision Inurance
* 3 weeks vacation (now that I hit 5 years - was 2 weeks before)
* Unlimited sick pay (I swear I took 30+ days sick, easy, one year when I was pregnant and very ill).
* 8 paid holidays (none during tax season)
* Profit Sharing (Employer contirbutes 10% of my pay to retirement evey year).
*Flex time, low hours most of the year
*Professional Dues/Licenses paid for (Around $500/year)
*Required Continuing Education paid for (Around $1500 per year)
*Paid overtime "bonuses" though I am salaried.
*I could switch to part-time if I wanted, and I did for a short period when my second son was born. But to do so I would lose holidays, vacation, professional dues, continuing education, & probably vision. For now I can't swing all that on one income - I wish. But it is nice I have PT options down the road.

No health insurance or dental, but the profit sharing pretty much makes it a wash - he contributes about what I pay for health and dental.

Stingy benefits and LOTS of hours are regular for my industry. The fact that I only have to work 50 hours during tax season and 40 hours the rest of the year is pretty unheard of. I'll take it. At face value everyone always thinks it is horrible I don't have employer-provided health insurance for my family, but the flexibility with my job, good hours, and the profit sharing & overtime blow my other options out of the water.

Reading the other posts I don't feel so screwed as usual. I guess I have it good.

[lorraine67]

12 holidays
4 weeks annual leave
2.6 weeks sick leave
health, vision & dental
401k 3 % match, puts in first 4 %
double salary life insurance
Longevity pay

Pretty good I think....

[lorraine67]

Originally Posted by MonkeyMama

* Vision Inurance
* 3 weeks vacation (now that I hit 5 years - was 2 weeks before)
* Unlimited sick pay (I swear I took 30+ days sick, easy, one year when I was pregnant and very ill).
* 8 paid holidays (none during tax season)
* Profit Sharing (Employer contirbutes 10% of my pay to retirement evey year).
*Flex time, low hours most of the year
*Professional Dues/Licenses paid for (Around $500/year)
*Required Continuing Education paid for (Around $1500 per year)
*Paid overtime "bonuses" though I am salaried.
*I could switch to part-time if I wanted, and I did for a short period when my second son was born. But to do so I would lose holidays, vacation, professional dues, continuing education, & probably vision. For now I can't swing all that on one income - I wish. But it is nice I have PT options down the road.

No health insurance or dental, but the profit sharing pretty much makes it a wash - he contributes about what I pay for health and dental.

Stingy benefits and LOTS of hours are regular for my industry. The fact that I only have to work 50 hours during tax season and 40 hours the rest of the year is pretty unheard of. I'll take it. At face value everyone always thinks it is horrible I don't have employer-provided health insurance for my family, but the flexibility with my job, good hours, and the profit sharing & overtime blow my other options out of the water.

Reading the other posts I don't feel so screwed as usual. I guess I have it good.

sounds like a great job....nice benefits!!

[lrjohnson]

I'm lucky and I know it.

* Health insurance (pretty decent, my premium $44/mo, $500 deductible)
* 12 sick days a year, accruing, no pay out if not used
* 15 day vacation (I'll get 20 in 3 more years)
* 2 personal days
* about 12 paid holidays
* Death leave 5 days an instance
* paid jury duty
* family sick leave 5 days a year, doesn't accrue (I never use)
* CALpers pension (my mandatory contribution is almost $300 month, but it's a solid pension-even Sweeps agrees!)
* Deferred comp 457 plan offered
* term life insurance $5000
* health savings account, dependent care, etc. offered, not taken

[usi2004]

First post but....
3 weeks paid vacation, 4 after been here 5 years. Then 5 after 7.
2 weeks paid sick time
All holidays off, with pay.
leave early day before thanksgiving, Before christmas, after christmas and new years eve.
Great health insurance and only costs 42.50 month with 0 deductable
Excellent commision
Free Dental and Vision insurance
Free Life Insurance for 300,000-after that 1.15 per 100,000
Match 401K up to 9%


I think thats it right now...I dont think I'll ever leave this bank!

[sakigt]

Great health, company match 401k, tuition reimbursement...

But the real reason Im here is I get to do my homework when Im bored.

[cashqueen]

Let's see..
Health Ins/Dental - no vision. Premiums are low but we are about to do open enrollment and I know they'll go up
15 days vacation (norm is 10, I negotiated 15 when I was hired)
9 paid holidays
2 floating holidays
I think 5 sick days
Life ins 2x salary, can purchase more
FSA
Free flu shot
401K - match 3% if you put in 6% (takes 6 years to be fully vested)
Pension replacement - put up to 4% of your earnings in your 401K any cash positive quarter

[jodi]

I have a state job - I am lucky too and I know it, especially after working for a non-profit previously.
My benefits are based on my half-time schedule.
I accrue 4 hours vacation time and sick time per pay period times 13 pay periods = 52 hours of each, or just over 2.5 weeks of each based on my schedule.
All state holidays + floating holidays several times a year (i.e. Election Day - we have to work but can take the holiday hours to use another day)
20 hours per year of personal time (one week)
great salary!!!!
health insurance is $94 for family coverage, co-pays just got bumped to $18 for 2007 - still a lot better than when we were on DH's plan
free vision and dental coverage, although it doesn't cover much unless you go to one of the plan providers
pension, deferred compensation
FSA and Dependent Care account ($500 employer contribution for this one)
many additional benefits offered through union: cheap life insurance, disability insurance, discount tickets on entertainment/cell phone/car insurance, reimbursement for civil service exams, etc.
I believe they will also pay for college, if it's related to your job
Probably a lot more that I haven't even thought of...

[beebop25blue25]

We have:

Paid health/dental/vision insurance, Plus they pay our deductible
25 paid off days a year (this is total vacation, sick, whatever)
Company matched 401K
4 day work week (that is considered full time)
Profit sharing at each year anniversary your employed with them
Christmas bonus of $1,000
Birthday bonus $100.00 (mines coming up in Jan)
Monthly massage
Free flu shot
Alot of little extra perks here and there

Very flexible

[MonkeyMama]

I just have to add I live in California and most of the people I know without college degrees have better benefits than me - big pensions and fully paid health insurance. After reading this thread and for once not having the worst benefits it occured to me California as a whole treats their employees pretty well - a lot of labor laws.

I have never come across who had less holidays than me, before this thread. I Am appreciating my job a lot more today.

[34saving]

Dh and I both have job that have better bennies than pay. Mine: Good health. Good dental. Life, disability, and liability insurance. Pension. 403b match of $700. 3 personal days. 12 sick days. HSA. No vacation days per se . . .I don't think teachers usually get those. . . .

Dh: Good health (but not as good as mine). Crummy dental (but something). Full tuition remission for himself. 75% tuition remission for me and the kids. Life and disability insurance. 10.4% of his salary put in a 403b (not a match, just a contribution). HSA. 20 vacation days. 13 paid holidays. Flexible schedule. "Free" sick days (but too many and he moves to short term diability). Free use of University stuff like swimming pools and counseling services.