what is your goal for 2007?

[SOAPPRO]

My goal is to fund 6 months worth of emergency fund. Refinance the house so I dont have to deal with upcoming adjustable rate mortage. Start my retirement savings and start paying extra on my house. Lofty goals but committed to do it. Whats your goals?

[tinapbeana]

oh boy, i'm gonna think on this one for a bit!

[sakigt]

1. Payoff all credit cards
2. Payoff student loan
3. Payoff as much as I can to my Dad

All this is so I can leverage myself so I can not only work FT, go to school PT, but also volunteer in the pharmacy PT. If all goes well Ill be applying in Dec '07 for Pharmacy school.

[sweeps]

My goal is to win the Publishers Clearing House sweepstakes.

[MonkeyMama]

My goal is to pay off my personal loan and get my emergency fund up to $10k.

Dependeing on my raise (if I get one) I may increase my goal. If I do get one my goal is not to spend a dime of it I guess - will affect how much further I can grow my emergency fund.

[tmango]

buy a house, now if I could just get someone to sell it to me for cheap..or i need to start dating a rich really old lady..

[geojen]

I have a set of goals that have different dates for 2007:

Pay off credit cards by March 2007
Pay off 2 other loans by April and May
Have 8,000 dollars in Emergency account by August 31, 2007.
Begin paying down extra on car loan in April.

Depending on how these work out, I may set a higher goal for the emergency fund.

[JanH]

Pay off debt
Finish repairs on house
Pay off debt
Finish decluttering stuff
Pay off debt

[puppypal]

Let's See, Since I borrowed 2500.00 interest free from my father to get the lowest possible interest rate on the yaris
That debt is GOING to be 1st to be completely paid........
#2 I would love to pay off the balance owed on my PT Crusier = apox. $4200.00
If by chance the world doesn't cave completely in and we have no major problems the credit card balance will be last! I just know that ten to one it will be more come January 1, 2007 than 350.00 teehheee

[Ima saver]

My goal is to pay off the mortgage on some land I own and I would like to earn $20,000 in interest on my savings.

[tinapbeana]

Originally Posted by Ima saver

My goal is to pay off the mortgage on some land I own and I would like to earn $20,000 in interest on my savings.

oooh, can i earn 20k in interest on ima's savings too?

if anyone can make that goal, i'm sure you can!

[Thrifty Ray]

I have just started thinking about those goals...I have some ideas, but nothing in stone yet. But as soon as Ive got em, Ill put em in writing here.

[pearlieq]

Goals/Plans for 2007

1.) Finish car replacement fund
2.) Pay off my student loan
3.) Continue to fully fund my 401k and our Roth IRAs
4.) Prepare to quit my job on Dec. 31, 2007
5.) Make and maintain positive changes in my health habits
6.) Start trying for a baby in late spring
7.) Set aside some money (~2k) for baby expenses
8.) Reconfigure budget to accomodate a baby (college fund, etc.)

It ought to be an exciting year!

[Ima saver]

Don't tell my husband, he will want to buy a new car.

[autoxer]

My goal is to pretend like I have a mortgage, while actually saving the money for a big downpayment.

[Broken Arrow]

Actually, I have been thinking about this for a little while now. I was even going to write about it in my blog, but this thread will do.

My 2006 goal was to make the most dramatic turn-around as I possibly can, financially. Actually, the exact wording involved expletives so I've decided not to use them. As PP has to remind me from time to time, this is suppose to be a family forum.

Have I done it though? Well at the time of this writing... I have saved up to more than 10k in emergency fund, and at the same time, have paid down more than 10k in student loans. Between the two, my net worth jumped from -38k to -16k. For a man with modest income and going through a divorce, I am extremely proud of that, especially since more than a year ago, I haven't even started paying my students loans nor did I have anything in savings. It's a shame that I had to pay so much money in legal fees though.... Still, I'm going to chaulk it up to a having met my goal. *pats himself on the back*

I have also decided on what my 2007 goal will be. It's a deceptively simple one really. I call it, "Bye bye, student loans!" The only snag is that it's going to be easier said than done. I've got 27k to go, and by all accounts (not having any more assets to liquidate and not wanting to reduce my 401k contributions... which currently stands at 25%), it should be numerically impossible for me to achieve.

Ah, but what's life without a little challenge to spice things up? My student loan is the only outstanding loan I have left, so why not tackle it with zeal? Realistically, I just want to pay it down as far as I can get it.

[Duchesse]

Originally Posted by tmango

buy a house, now if I could just get someone to sell it to me for cheap..or i need to start dating a rich really old lady..

Shame on you. LOL

[Ima saver]

tmango, how old is too old?

[fairy74]

tmango: you are hysterical1

My 2007 goals:

1. Start house fund so that DH and I can possibly afford a house in California in the next decade or two
2. Pay $15,000.00 more on student loan
3. Take EF from 4 months to 6 months worth
4. Start a future baby fund

[Bookie]

Originally Posted by tmango

buy a house, now if I could just get someone to sell it to me for cheap..or i need to start dating a rich really old lady..

Right. One of those May-December romances.

"She robbing the cradle and he robbing the grave."

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