 |
The SavingAdvice.com millionaire calculator is a fun way to see how long it will take for YOU to become a millionaire.
|
| Teaching you to Save Money |
|
|
|
General Discussion Please read our Forum Rules before posting
Feel free to talk about anything and everything about money. |

10-11-2009, 07:51 PM
|
 |
$ Saving Fourth Grader
|
|
Join Date: Oct 2009
Posts: 21
Points: 150.00
Donate
|
|
It is not always about how much money you make, but how you spend it.
|

10-15-2009, 12:18 PM
|
|
$ Saving HS Senior
|
|
Join Date: Nov 2008
Posts: 290
Points: 1490.00
Donate
|
|
Slightly paraphrased.
"Dad, Mrs. Stain's mom is in the hospital and it looks very bad. We don't have the money to put gas in the car to get there and the checking account is overdrawn. Could we come down to your place halfway there and borrow the rest?" - Me.
A few moments like that are all the motivation I need.
|

10-15-2009, 07:17 PM
|
 |
$ Saving HS Freshman
|
|
Join Date: Sep 2009
Posts: 108
Points: 590.00
Donate
|
|
Get the man right and the world gets right.
|

10-18-2009, 08:45 AM
|
 |
$ Saving College Senior
|
|
|
|
"Yesterday is a cancelled check;
tomorrow is a promissory note;
today is the only cash you have
– so spend it wisely." ~Kay Lyons
__________________
"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
|

10-18-2009, 07:05 PM
|
 |
$ Saving HS Freshman
|
|
Join Date: Sep 2009
Posts: 108
Points: 590.00
Donate
|
|
No businesses are more than 30 days away from bankruptcy.
|

10-18-2009, 09:12 PM
|
 |
$ Saving HS Sophomore
|
|
Join Date: Jul 2009
Posts: 172
Points: 960.00
Donate
|
|
Continuous Effort, not strength or intelligence, is the key to unlocking our potential. ~Winston Churchill
The best time to plant a tree was 20 years ago. The second best time is now.
|

10-19-2009, 08:23 PM
|
 |
$ Saving HS Freshman
|
|
Join Date: Sep 2009
Posts: 108
Points: 590.00
Donate
|
|
A gold coin and a quarter has the same value if they are just sitting at the bottom of an ocean. This is the same with your talents.
|

10-20-2009, 11:30 AM
|
|
$ Saving Fifth Grader
|
|
Join Date: Sep 2009
Posts: 39
Points: 215.00
Donate
|
|
remember the golden rule; he who has the gold makes the rules
|

10-21-2009, 10:52 AM
|
 |
$ Saving HS Freshman
|
|
Join Date: Mar 2008
Location: Austin, TX
Posts: 121
Points: 770.00
Donate
|
|
"No one ever became poor by giving"
- Ann Frank
__________________
Thanks,
ea1776
|

10-26-2009, 04:07 AM
|
|
$ Saving Fifth Grader
|
|
Join Date: Sep 2009
Posts: 39
Points: 215.00
Donate
|
|
Let's Take The World And Split It Fifty-fifty 
|

10-26-2009, 11:02 PM
|
 |
$ Saving HS Freshman
|
|
Join Date: Sep 2009
Posts: 108
Points: 590.00
Donate
|
|
You can get anything in life you want as long as you help enough others get what they want.
The value of your labor is not in its intensity but the number of people who benefits directly from your labor.
|

10-30-2009, 08:35 PM
|
 |
$ Saving College Senior
|
|
|
|
"Understand that even a bargain costs money. Only buy what you really need or will appreciate enough to justify its price." ~Chilaw on NetworthIQ
__________________
"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
|

10-31-2009, 05:03 PM
|
|
$ Saving HS Sophomore
|
|
Join Date: Feb 2008
Location: Orange County, Calif
Posts: 187
Points: 980.00
Donate
|
|
Quote:
Originally Posted by Snodog
The key is to have so few wants that you can comfortably live and have plenty of money left over to save. I know all the experts say the reverse but we save 38% of our gross (on a modest salary) by paying ourselves last. Paying yourself first is just too restrictive for me but YMMV.
|
I have to agree with you!
The "pay yourself first" are said by the financial investment industry to get you to pay your self first so that you will have $$ to invest in their funds and schemes.
It is far better to pay yourself LAST...that way you get the debt paid down and out of the way first, get the obligations and liabilities out of the way, then with what is left, you take for yourself.
The crowd likes the platitudes such as "pay yourself first"...and other platatides too....the crowd is usually wrong....be a maverick...do what is exceedingly obvious, even as the "experts" say otherwise.
|

10-31-2009, 09:37 PM
|
|
$ Saving Jr. College Student
|
|
Join Date: Aug 2007
Posts: 393
Points: 2335.00
Donate
|
|
yea but for some pay yourself first is the only way because when you do it last if you have a lot of bills then it may not get done.
|

11-07-2009, 09:14 AM
|
 |
$ Saving College Senior
|
|
|
|
"We must not let our rulers load us with perpetual debt. We must make our election between economy and liberty or profusion and servitude." - Thomas Jefferson
__________________
"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
|

11-07-2009, 04:06 PM
|
|
$ Saving HS Sophomore
|
|
Join Date: Feb 2008
Location: Orange County, Calif
Posts: 187
Points: 980.00
Donate
|
|
Quote:
Originally Posted by jasonnoguchi
You can get anything in life you want as long as you help enough others get what they want.
The value of your labor is not in its intensity but the number of people who benefits directly from your labor.
|
Jason, at your young age, that platitude sounds idealistic, and wonderful, noble, and altruistic, but in practice, in real life, in reality, it is far from true.
The best way to build wealth is to concentrate on your self, your own situation. Let others worry about their own nest egg. This is not to suggest you go at it alone, but rather to focus and concentrate on your own dealings first and foremost. This is the American way, the power of the individual, the maverick...otherwise, what you describe in your post is socialism, and you know where that got the USSR ;-) In in America, we can be individualistic, yet at the same time, a good neighbor....strong tall fences make strong neighbors...that sort of thing....
|

11-07-2009, 04:12 PM
|
|
$ Saving HS Sophomore
|
|
Join Date: Feb 2008
Location: Orange County, Calif
Posts: 187
Points: 980.00
Donate
|
|
Quote:
Originally Posted by jasonnoguchi
You can get anything in life you want as long as you help enough others get what they want.
The value of your labor is not in its intensity but the number of people who benefits directly from your labor.
|
Jason, at your young age, that platitude sounds idealistic, and wonderful, noble, and altruistic, but in practice, in real life, in reality, it is far from true.
The best way to build wealth is to concentrate on your self, your own situation. Let others worry about their own nest egg. This is not to suggest you go at it alone, but rather to focus and concentrate on your own dealings first and foremost. This is the American way, the power of the individual, the maverick...otherwise, what you describe in your post is socialism, and you know where that got the USSR ;-) In in America, we can be individualistic, yet at the same time, a good neighbor....strong tall fences make strong neighbors...that sort of thing....
|

11-10-2009, 12:40 PM
|
 |
$ Saving College Senior
|
|
|
|
"He who does not economize will have to agonize."-Confusius
__________________
"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
|

11-17-2009, 01:15 AM
|
 |
$ Saving Kindergartener
|
|
Join Date: Nov 2009
Location: New York
Posts: 3
Points: 35.00
Donate
|
|
You can have IQ
Great EQ
So what's your FQ?

|

11-18-2009, 10:58 AM
|
 |
$ Saving College Senior
|
|
|
|
"The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be
tempered and controlled, and the assistance to foreign lands should be curtailed lest Rome become bankrupt. People must again learn to work, instead of living on public assistance." - Cicero - 55 BC
__________________
"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT -7. The time now is 03:27 AM.
|
|
|
|
|
|
|
|
Other Resources
Bad Credit Loans
Private Student Loans
Payday Loans
Student Loans
Online Shopping
Dell Coupons
Credit Card Processing
Back to School
Apply Now for Personal Loans
Credit Score
Payday Loan
IVA
Free Credit Report
uk health insurance online
CD Interest Rates
IVA Advice
Partners
Debt Reduction
Blogging Away Debt
Budget Stretcher
DivaTribe
Thrifty Fun
Money Talk
Online Personal Budgeting
Budget Dial
|