Favorite quote or money motivator?

[LuxLiving]

"When you make up your mind that you are done with poverty forever; that you will have nothing more to do with it; that you are going to erase every trace of it from your dress, your personal appearance, your manner, your talk, your actions, your home;

that you are going to show the world your real mettle;

that you are no longer going to pass for a failure;

that you have set your face persistently toward better things a competence, an independence and that nothing on earth can turn you from your resolution, you will be amazed to find what a reinforcing power will come to you, what an increase of confidence, reassurance, and self-respect.



The very act of turning your back upon the black picture and resolving that you will have nothing more to do with failure, with poverty; that you will make the best possible out of what you do have;

that you will put up the best possible appearance; that you will clean up, brush up, talk up, look up, instead of down hold your head up and look the world in the faces instead of cringing, whining, complaining will create a new spirit within you which will lead you to the light.



Hope will take the place of despair, and you will feel the thrill of a new power, of a new force coursing through your veins.



Thousands of people in this country have thought themselves away from a life of poverty by getting a glimpse of that great principle, that we tend to realize in the life what we persistently hold in the thought and vigorously struggle toward."

~~Orison Swett Marsden, in Peace, Power and Plenty.

[LuxLiving]

"Since 1980, we have transformed ourselves from the world's biggest creditor nation to the nation most in debt. Mirroring this change, personal debt has skyrocketed. Credit cards allow us to get it "now," and make it easy to dig ourselves into some very deep holes.



I grew up glued to the TV, with its constant portrayal of affluence combined with ads claiming we could buy our way to happiness--if only we had enough money! My generation (I'm 41) was raised with the myth of ever increasing abundance, and we're still trying to fulfill that idea.



Our politicians and economic system continually push "growth," but as Edward Abbey observed: "unlimited growth in a finite system is the ideology of the cancer cell."



Yet we seem to think that only "more" will satisfy us. The number of square feet that is considered "adequate" for a home has risen dramatically in the past 30 years-- and now, well, "we need furniture" to fill those rooms. What about the heating bill? And so on.



One concept we didn't learn very well is "enough."



Knowing for oneself how much is sufficient is crucial for satisfaction." ~~Brian Julian, A Return to Frugality

[LuxLiving]

"Little leaks sink big ships. I think the small things are important because a lot of little things add up to significant money. I also think it is about mindset. If your mindset is that waste is okay, you will be more likely to be wasteful. If you are always looking for ways to avoid waste, you'll be a lot better off." ~~DisneySteve, commenting over on Myrtle's Money SavingAdvice.com blog

[osadg]

"Every increased possession loads us with new weariness."

[LuxLiving]

"Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee." ~~Benjamin Franklin

[LuxLiving]

...on being wary of CC debt! I don't think this is what the songwriter was discussing, but good to remember when you think debt won't cost you!

"There's always free cheddar in a mousetrap, baby
It's a deal, it's a deal!" ~song by Tom Waits/Waites?

[LuxLiving]

“Consumption does not fill the void.” -sticker seen on subway

[LuxLiving]

"There's no substitute for saving money. Next time you crack open your wallet, think on this: The dollars you spend today ARE delaying your retirement." ~~Jonathan Clements

[LuxLiving]

"You can't get rich by spending money. The folks with the big house, fancy cars and designer clothes are, no doubt, loaded. But they may be loaded with debt." ~~Jonathan Clements