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07-11-2006, 11:48 AM
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Foot in mouth diseased
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Join Date: May 2006
Posts: 3,182
Points: 16225.40
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What's your financial fitness?
Take this quiz and find out!
I got a 77. Decent, but disappointing at the same time. I think the only reason why I didn't get higher is because I'm not at the stage that some of the things they quizzed on yet. Also, I don't do one of the questions (setting deadline goals) because I simply try to reach my financial goals as quickly as I can.
Anyways, what score did you get?
edit: I took a look at the quiz again, and I think what killed me was the lack of emergency funds. I took most of it and socked it at my student loans. I hope to take this quiz again some time later and get a much better score.
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07-11-2006, 11:54 AM
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$ Saving HS Freshman
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Join Date: May 2006
Posts: 118
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Re: What's your financial fitness?
I don't set deadline goals either...and I don't have a will yet...I got a 92
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07-11-2006, 11:56 AM
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$ Saving College Junior
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Join Date: Apr 2004
Posts: 1,115
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Re: What's your financial fitness?
96 
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07-11-2006, 12:04 PM
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Foot in mouth diseased
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Join Date: May 2006
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Re: What's your financial fitness?
I hate you people. 
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07-11-2006, 12:22 PM
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$ Saving HS Junior
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Join Date: Mar 2006
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Re: What's your financial fitness?
93 but I am still working on my 3 months emergency fund.
I don't know if this was cheating but I said I pay my cc's in full but actually I don't have any.
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07-11-2006, 01:00 PM
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$ Saving College Dept. Head
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Join Date: Dec 2005
Location: North Georgia
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Re: What's your financial fitness?
ok, I am not bragging, but I got 100!! 
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07-11-2006, 01:02 PM
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Foot in mouth diseased
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Join Date: May 2006
Posts: 3,182
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Re: What's your financial fitness?
Millionaires and your... millions. 
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07-11-2006, 01:05 PM
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$ Saving College Junior
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Re: What's your financial fitness?
89....Haven't started a Roth yet, but in the game plan, and don't have a current will.
__________________
A fantasy becomes a dissatisfaction. A dissatisfaction becomes a desire. A desire becomes a want. A want becomes a need. A need becomes a matter of life and death. --Concept taken from "My Year Without Spending"
Thoughts lead to acts, acts lead to habits, habits lead to character - and our character will determine our eternal destiny. -- Ezra Taft Benson
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07-11-2006, 01:06 PM
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$ Saving Jr. College Student
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Re: What's your financial fitness?
Dont feel bad, I got a 74!
Hey. I dont feel bad... Some of those things I just cant help...plus since Im so young things could change drastically (I could be working FT in 4 years if I dont get into Pharm school, or I may be dirt poor in school, who knows)
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07-11-2006, 01:09 PM
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$ Saving College Dept. Head
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Location: North Georgia
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Re: What's your financial fitness?
You all are so young, you should be proud of you get over a 50!!
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07-11-2006, 01:16 PM
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$ Saving College Sophomore
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Re: What's your financial fitness?
Ninety. Gotta get the goals on paper. And diversify beyond mutual funds. Does it count if some of the funds are mainly bond funds?? I'm not going to run out and get a CD just to improve the score. I get the basic concept. Maybe cash under the mattress.
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07-11-2006, 01:20 PM
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$ Saving College Dept. Head
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Re: What's your financial fitness?
Sure bond funds count, they are different than stock funds!
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07-11-2006, 01:24 PM
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$ Saving College Sophomore
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Re: What's your financial fitness?
Quote:
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Originally Posted by Ima saver
Sure bond funds count, they are different than stock funds!
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Yup, I realize now I should have answered yes to that question!
Congrats on your century, Ima!
Has anyone done the Jump$tart financial literacy test that high school kids took a few months ago and most of them failed? I didn't get a perfect score on that one either. 
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07-11-2006, 01:30 PM
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$ Saving HS Senior
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Location: Northern California
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Re: What's your financial fitness?
79. Not bad but not as good as i wanted. i just realized i should have said yes to a will, i have a trust not a will. ugh.
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07-11-2006, 01:35 PM
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$ Saving College Dept. Head
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Re: What's your financial fitness?
Take it again!! I bet most high school kids would fail, they are not taught anything about money!
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07-11-2006, 01:36 PM
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$ Saving Sixth Grader
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Re: What's your financial fitness?
I got a 60.
At least I know what I need to work on... what cost me points was not having 3 months of expenses, carrying a credit card balance, and not having anything other than my employer's 401k for retirement. All of these things I already knew I need to fix. I figure I'm not doing horribly for a 24 year old. I do own my own home and have taken a second job to help save up 3 months expenses and get out of debt. 
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07-11-2006, 01:42 PM
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$ Saving College Dept. Head
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Join Date: Dec 2005
Location: North Georgia
Posts: 7,792
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Re: What's your financial fitness?
I think you are doing great!!
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07-11-2006, 02:56 PM
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$ Saving Assistant Professor
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Re: What's your financial fitness?
61..terrible
but same problem, I don't have a whole month yet...
or a will..yet
or life insurance..yet
or a written goal plan..prolly cause I don't like being disapointed..so I don't write it down...
__________________
"You didn't take it, I gave it to you" -Matchstickmen
DimeEd.com Education on a dime for anyone, anywhere!
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07-11-2006, 03:12 PM
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$ Saving HS Senior
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Re: What's your financial fitness?
87--not bad. I need to get our will updated....
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07-11-2006, 03:16 PM
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$ Saving Jr. College Student
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Re: What's your financial fitness?
92 here. It was the writing down of goals that brought my score down. If the question was do you write or have pictures of your goals then I would have been fine.
Am very happy with the results as they are anyway.
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