Home  Finance Articles  Discussion  Our Blog / Member Blogs           
SavingAdvice.com Logo Best Overall Credit Cards
Teaching you to Save Money

Go Back   Personal Finance Forums > Financial Chit Chat > General Discussion

General Discussion Please read our Forum Rules before posting
Feel free to talk about anything and everything about money.

Reply
 
LinkBack Thread Tools
  #1 (permalink)  
Old 07-11-2006, 11:48 AM
Broken Arrow Broken Arrow is online now
Foot in mouth diseased
 
Join Date: May 2006
Posts: 3,182

Points: 16225.40
Donate
Default What's your financial fitness?

Take this quiz and find out!

I got a 77. Decent, but disappointing at the same time. I think the only reason why I didn't get higher is because I'm not at the stage that some of the things they quizzed on yet. Also, I don't do one of the questions (setting deadline goals) because I simply try to reach my financial goals as quickly as I can.

Anyways, what score did you get?

edit: I took a look at the quiz again, and I think what killed me was the lack of emergency funds. I took most of it and socked it at my student loans. I hope to take this quiz again some time later and get a much better score.
Reply With Quote
  #2 (permalink)  
Old 07-11-2006, 11:54 AM
lucasrd lucasrd is offline
$ Saving HS Freshman
 
Join Date: May 2006
Posts: 118

Points: 1631.10
Donate
Default Re: What's your financial fitness?

I don't set deadline goals either...and I don't have a will yet...I got a 92
Reply With Quote
  #3 (permalink)  
Old 07-11-2006, 11:56 AM
DivaJen's Avatar
DivaJen DivaJen is offline
$ Saving College Junior
 
Join Date: Apr 2004
Posts: 1,115

Points: 27435.10
Donate
Default Re: What's your financial fitness?

96
Reply With Quote
  #4 (permalink)  
Old 07-11-2006, 12:04 PM
Broken Arrow Broken Arrow is online now
Foot in mouth diseased
 
Join Date: May 2006
Posts: 3,182

Points: 16225.40
Donate
Default Re: What's your financial fitness?

I hate you people.
Reply With Quote
  #5 (permalink)  
Old 07-11-2006, 12:22 PM
Diolla Diolla is offline
$ Saving HS Junior
 
Join Date: Mar 2006
Posts: 248

Points: 1973.40
Donate
Default Re: What's your financial fitness?

93 but I am still working on my 3 months emergency fund.

I don't know if this was cheating but I said I pay my cc's in full but actually I don't have any.
Reply With Quote
  #6 (permalink)  
Old 07-11-2006, 01:00 PM
Ima saver's Avatar
Ima saver Ima saver is online now
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 7,792

Points: 92599.40
Donate
Default Re: What's your financial fitness?

ok, I am not bragging, but I got 100!!
Reply With Quote
  #7 (permalink)  
Old 07-11-2006, 01:02 PM
Broken Arrow Broken Arrow is online now
Foot in mouth diseased
 
Join Date: May 2006
Posts: 3,182

Points: 16225.40
Donate
Default Re: What's your financial fitness?

Millionaires and your... millions.
Reply With Quote
  #8 (permalink)  
Old 07-11-2006, 01:05 PM
boefixepa's Avatar
boefixepa boefixepa is offline
$ Saving College Junior
 
Join Date: Apr 2006
Posts: 1,099

Points: 12478.80
Donate
Default Re: What's your financial fitness?

89....Haven't started a Roth yet, but in the game plan, and don't have a current will.
__________________
A fantasy becomes a dissatisfaction. A dissatisfaction becomes a desire. A desire becomes a want. A want becomes a need. A need becomes a matter of life and death. --Concept taken from "My Year Without Spending"

Thoughts lead to acts, acts lead to habits, habits lead to character - and our character will determine our eternal destiny. -- Ezra Taft Benson
Reply With Quote
  #9 (permalink)  
Old 07-11-2006, 01:06 PM
sakigt's Avatar
sakigt sakigt is offline
$ Saving Jr. College Student
 
Join Date: Apr 2006
Posts: 422

Points: 4585.30
Donate
Default Re: What's your financial fitness?

Dont feel bad, I got a 74!

Hey. I dont feel bad... Some of those things I just cant help...plus since Im so young things could change drastically (I could be working FT in 4 years if I dont get into Pharm school, or I may be dirt poor in school, who knows)
Reply With Quote
  #10 (permalink)  
Old 07-11-2006, 01:09 PM
Ima saver's Avatar
Ima saver Ima saver is online now
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 7,792

Points: 92599.40
Donate
Default Re: What's your financial fitness?

You all are so young, you should be proud of you get over a 50!!
Reply With Quote
  #11 (permalink)  
Old 07-11-2006, 01:16 PM
vsjhoc vsjhoc is offline
$ Saving College Sophomore
 
Join Date: Feb 2006
Location: Capital of the Free World
Posts: 819

Points: 9177.70
Donate
Default Re: What's your financial fitness?

Ninety. Gotta get the goals on paper. And diversify beyond mutual funds. Does it count if some of the funds are mainly bond funds?? I'm not going to run out and get a CD just to improve the score. I get the basic concept. Maybe cash under the mattress.
Reply With Quote
  #12 (permalink)  
Old 07-11-2006, 01:20 PM
Ima saver's Avatar
Ima saver Ima saver is online now
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 7,792

Points: 92599.40
Donate
Default Re: What's your financial fitness?

Sure bond funds count, they are different than stock funds!
Reply With Quote
  #13 (permalink)  
Old 07-11-2006, 01:24 PM
vsjhoc vsjhoc is offline
$ Saving College Sophomore
 
Join Date: Feb 2006
Location: Capital of the Free World
Posts: 819

Points: 9177.70
Donate
Default Re: What's your financial fitness?

Quote:
Originally Posted by Ima saver
Sure bond funds count, they are different than stock funds!
Yup, I realize now I should have answered yes to that question!

Congrats on your century, Ima!

Has anyone done the Jump$tart financial literacy test that high school kids took a few months ago and most of them failed? I didn't get a perfect score on that one either.
Reply With Quote
  #14 (permalink)  
Old 07-11-2006, 01:30 PM
debtfreeme debtfreeme is offline
$ Saving HS Senior
 
Join Date: Sep 2005
Location: Northern California
Posts: 332

Points: 5547.50
Donate
Default Re: What's your financial fitness?

79. Not bad but not as good as i wanted. i just realized i should have said yes to a will, i have a trust not a will. ugh.
Reply With Quote
  #15 (permalink)  
Old 07-11-2006, 01:35 PM
Ima saver's Avatar
Ima saver Ima saver is online now
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 7,792

Points: 92599.40
Donate
Default Re: What's your financial fitness?

Take it again!! I bet most high school kids would fail, they are not taught anything about money!
Reply With Quote
  #16 (permalink)  
Old 07-11-2006, 01:36 PM
ChimbleySweep's Avatar
ChimbleySweep ChimbleySweep is offline
$ Saving Sixth Grader
 
Join Date: Jul 2006
Location: Kansas City
Posts: 59

Points: 665.90
Donate
Default Re: What's your financial fitness?

I got a 60.

At least I know what I need to work on... what cost me points was not having 3 months of expenses, carrying a credit card balance, and not having anything other than my employer's 401k for retirement. All of these things I already knew I need to fix. I figure I'm not doing horribly for a 24 year old. I do own my own home and have taken a second job to help save up 3 months expenses and get out of debt.
Reply With Quote
  #17 (permalink)  
Old 07-11-2006, 01:42 PM
Ima saver's Avatar
Ima saver Ima saver is online now
$ Saving College Dept. Head
 
Join Date: Dec 2005
Location: North Georgia
Posts: 7,792

Points: 92599.40
Donate
Default Re: What's your financial fitness?

I think you are doing great!!
Reply With Quote
  #18 (permalink)  
Old 07-11-2006, 02:56 PM
PrincessPerky PrincessPerky is offline
$ Saving Assistant Professor
 
Join Date: Nov 2004
Location: Charlotte NC, USA
Posts: 4,379

Points: 63289.31
Donate
Default Re: What's your financial fitness?

61..terrible

but same problem, I don't have a whole month yet...
or a will..yet
or life insurance..yet
or a written goal plan..prolly cause I don't like being disapointed..so I don't write it down...
__________________
"You didn't take it, I gave it to you" -Matchstickmen

DimeEd.com Education on a dime for anyone, anywhere!
Wixx's Wasteland
Reply With Quote
  #19 (permalink)  
Old 07-11-2006, 03:12 PM
robex robex is offline
$ Saving HS Senior
 
Join Date: Aug 2005
Posts: 294

Points: 4264.40
Donate
Default Re: What's your financial fitness?

87--not bad. I need to get our will updated....
Reply With Quote
  #20 (permalink)  
Old 07-11-2006, 03:16 PM
tgavin71 tgavin71 is offline
$ Saving Jr. College Student
 
Join Date: Mar 2005
Location: NSW, Australia
Posts: 378

Points: 5514.10
Donate
Default Re: What's your financial fitness?

92 here. It was the writing down of goals that brought my score down. If the question was do you write or have pictures of your goals then I would have been fine.
Am very happy with the results as they are anyway.
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
12 free issues of Fitness Magazine frugalmomof1 Magazines 4 01-05-2007 11:05 PM
Free Childrens Fitness DVD Kimmie628 Kids / Toys 1 06-12-2006 07:38 PM
Free Triarco T-shirt as seen in Muscle & Fitness Kimmie628 Other Freebies 4 06-02-2006 09:06 AM
Free pet fitness book Kimmie628 Books, Posters, Etc. 0 05-11-2006 06:57 AM
Fun & Frugal Fitness Tips jeffrey Other 0 08-13-2005 07:15 PM


All times are GMT -7. The time now is 08:17 AM.


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
More Links Home Loan | Debt Consolidation Loans | Refinance Home Mortgage | Finance Options

About Us | Advertising | Privacy Policy | Link To Us | Related Resources | Webmasters | Media | Site Map | Contact Us

Copyright ©2002-2008 SavingAdvice.com. All rights reserved.

Please read our Disclaimer

 

Featured Sponsors
IVA uk definitive guide
Bad Credit Loans
IVA Forum
IVA Book
Private Student Loans
Credit Cards
Payday Loans
moving
Student Loans
Online Shopping
Dell Coupons
Cash Loans
Credit Card Processing
Back to School
Apply Now for Personal Loans

Partners
Debt Reduction
Budget Stretcher
DivaTribe
Thrifty Fun
Money Talk
Online Personal Budgeting
Budget Dial