How about this idea?

[Lori63]

I need $2,000(it's $33,000 but he's gotten grants/scholarships/savings) for my son's college tuition-due Aug.1st. I thought about getting a credit card ( I only have one) with a 0% interest rate and paying it off before the intro rate expires instead of getting a loan.
Does this make sense?

[PrincessPerky]

If you can pay it off yes, but if not the CC will (prolly) have a higher interest.

do you have an EF that big you can use? if so you still might want to use the CC..getting interest while borrowing at 0%..but if anything comes up you want to pay off the CC not pay interest on it.

[Lori63]

I would definitely pay it off. I just don't want to touch our small EF.

[Roupey03]

If you plan on paying it off soon I would go the credit card route.

[Lori63]

Thanks-I couldn't find a drawback and I was looking for something wrong with the idea, so I thought I'd throw the idea out here and see what others thought. I go back to work md-August and will have no trouble paying it off.

[Ima saver]

I see nothing wrong with it if you can pay it off in full.

[markio26]

just make sure you have a crisis fund in place at all times... my home on the island flooded due to a defective water line to my ice maker.. i have 3 rooms drowned in water damage... my emergency fund will pay for my thousand dollar deductible home owners policy plus other damages i will need to pay... my walls were damaged a bit, and parts have been removed... so, that is a good thing..
i use my credit cards for small loans with low interest... but, i have the back up funds in place at hsbc... so, be very careful... life is a game and you have to learn how to play it...hth