| Teaching you to Save Money |
|
|
|
| Frugal Questions and Answers Frugal ideas and questions. The place to learn how to get those costs down. |

12-11-2007, 02:51 PM
|
|
$ Saving Jr. High Schooler
|
|
Join Date: Oct 2007
Location: Texas
Posts: 92
Points: 1320.00
Donate
|
|
Reason to save your shopping receipts
Did you know that if you buy something at Walmart & it then goes on sale -
because of their price guarantee - they will refund the difference in the
price back to you?????
The customer service folks say, if you have your receipt & your items go on
sale, you are entitled to a customers price satisfaction.
They will then give you the difference in cash, or you may return the items
& re-buy them at the lower price.
The customer service gal also said - when you mention that you will return
the items & re-buy them, they will usually just give you your cash back to
avoid the extra time & effort for you!
I'm sure this works at lots of other stores too
Tip - keep 12 envelopes, each labeled with the month of the year on it
In them put the receipts for pretty much ANYTHING purchased
(things like a pack of gum or mint would of course be excluded)
As the year turns over, reuse the envelope of the new month approaching.
For example, January is coming up so go thru that new monthly envelope,
review what's in there before tossing the year old receipts.
then reuse the envelope for this January
If there is a big item receipt, you might hang onto that separately a little longer.
This way you'll have receipts for items that are just about a year old.
And believe me they can come in handy.
Now at Christmas time, keep a special envelope of Christmas presents
Because of the reason they were purchased.
Also, for big ticket items, (expensive stuff)
|

12-12-2007, 09:06 AM
|
|
$ Saving Jr. College Student
|
|
Join Date: Aug 2007
Posts: 377
Points: 2365.00
Donate
|
|
Great tip! I did not know that Walmart would do that!
|

12-12-2007, 12:25 PM
|
 |
Hopeless Optimist
|
|
Join Date: Oct 2005
Posts: 4,326
Points: 29292.30
Donate
|
|
I completely agree with this advice. Receipts are good for returns, exchanges, price adjustments, budgeting, tax writeoffs, historical reference, credit card reconciliation/disputes, rebates (that you find out about after the fact), a slew of purposes.
|

12-12-2007, 01:33 PM
|
 |
Debt Freedom Fighter
|
|
Join Date: May 2006
Posts: 1,839
Points: 12925.20
Donate
|
|
Quote:
Originally Posted by Kedi
Did you know that if you buy something at (many stores) & it then goes on sale - because of ... price guarantee - they will refund the difference in the price back to you?????
|
To this end, you might to check out Price Protectr online.
Here's their blurb: "There are lots of stores out there that offer price protection policies -- when the price drops on an item you've purchased, they'll refund you the difference. But there's a catch... it's up to you to watch prices.
Price Protectr makes it simple to keep track of your purchases and get your money back. It's free. It's easy. It's free and easy money. How often do you get that offer?"
__________________
"Look at this way: Think of how stupid the average person is; and then
realize that half the people are stupider than that." ~ George Carlin
|

12-12-2007, 07:20 PM
|
 |
$ Saving HS Freshman
|
|
Join Date: Sep 2005
Posts: 122
Points: 805.00
Donate
|
|
Walmart will also price match other stores as long as it's not a % off ad. If it's a certain $$ amount they will honor other store sales prices.
|

12-12-2007, 07:21 PM
|
 |
$ Saving HS Freshman
|
|
Join Date: Sep 2005
Posts: 122
Points: 805.00
Donate
|
|
p.s. - Target is not so friendly - they give 2 weeks on the sale price and you must have a receipt. If it's 3 weeks later you will need to repurchase and return on your old receipt.
|

12-13-2007, 12:17 PM
|
|
$ Saving Jr. High Schooler
|
|
Join Date: Oct 2007
Location: Texas
Posts: 92
Points: 1320.00
Donate
|
|
thanks poundwise for the info on PriceProtectr
I did not know about them - signed-up
|

12-17-2007, 10:38 AM
|
|
$ Saving Sixth Grader
|
|
Join Date: Nov 2006
Posts: 65
Points: 350.00
Donate
|
|
for major/expensive items or those with warranty, we staple the receipt to the booklet accompaning. When we had too many booklets to fit the drawer, we dumped them into page protectors in a 3 ring binder.
If we need to check the booklet to figure out a repair, we dump any booklets whose product has expired. This was a great price comparison when we needed a replacement.
|

12-17-2007, 01:06 PM
|
|
$ Saving College Junior
|
|
Join Date: Aug 2004
Location: Northern Missouri
Posts: 1,225
Last Blog Entry: Garden --finally!!
Points: 20815.30
Donate
|
|
2 other reasons I can think of (having lived through both of these):
Save receipts in the event you have a fire. I had them in envelopes according to the year in a file cabinet. They did not burn but did have some smoke damage. I had items I had totally forgotten about that the receipts helped me recall.
Also, receipts helped me prove to the court that I was providing for my children, and not my ex, so that I could continue to claim them for my taxes. I had the receipts showing their food, medical, clothing, camp fees, tution and such were all paid for by myself.
|

12-23-2007, 08:36 PM
|
 |
$ Saving HS Sophomore
|
|
|
|
I keep the envelope system of receipt storage and it works great! I shove all receipts in there, even for fast food, gas, just in case!
|

12-24-2007, 10:57 AM
|
|
$ Saving Sixth Grader
|
|
Join Date: Nov 2006
Posts: 65
Points: 350.00
Donate
|
|
How long do you keep receipts for items paid by cash fast food, gas, misc.? I only keep receipts from CC purchases over $10. to compare with the statement. I have never, ever found a discrepancy but it clued me in to 'cut-off' dates.
Does anyone else adust major purchases to follow cut-off to give xtra time to pay with no cost of credit. This only works for those who pay the entire balance by the due date.
|

12-25-2007, 07:04 AM
|
|
$ Saving Sixth Grader
|
|
Join Date: Jun 2007
Posts: 63
Points: 335.00
Donate
|
|
Additional reason:
I found a rebate a week later for a consumable item I had bought that was within the specified pirchase time range. I still had the receipt(s) and got a total of $10 back on several purchases.
|

12-27-2007, 07:31 AM
|
|
$ Saving Fifth Grader
|
|
Join Date: Dec 2007
Location: New York, NY
Posts: 35
Points: 215.00
Donate
|
|
The problem I have with this is I don't really have the time to check if stuff are on sales after I buy it. For the effort, I don't think it's worth it (at least for me)
|

02-17-2008, 08:24 PM
|
|
$ Saving Third Grader
|
|
Join Date: Feb 2008
Posts: 16
Points: 130.00
Donate
|
|
It is a good idea to organize the receipts. I started doing that after , I couldn't find the receipts for items that I wanted to return or wanted to get a mail-in rebate.
|

02-18-2008, 07:40 PM
|
|
$ Saving College Junior
|
|
Join Date: Nov 2006
Posts: 1,250
Points: 10251.50
Donate
|
|
If you ever go back again. I rarely go about once a year and that's it.
|

02-27-2008, 01:14 PM
|
|
$ Saving HS Freshman
|
|
Join Date: Jun 2006
Posts: 109
Points: 824.60
Donate
|
|
I keep all my receipts in a monthly envelope but I keep them for maybe 3-5 years  I know but it came in handy when there was some kind of recall on a braking system of my DHs car. I had all the receipts going back like 5 years and turned them in and got all my money back we put out in repair jobs around 600 bucks  Ya never know.
|

03-03-2008, 06:06 AM
|
|
$ Saving Pre Schooler
|
|
Join Date: Feb 2008
Posts: 1
Points: 35.00
Donate
|
|
Quote:
Originally Posted by Thrif-t
I keep all my receipts in a monthly envelope but I keep them for maybe 3-5 years  I know but it came in handy when there was some kind of recall on a braking system of my DHs car. I had all the receipts going back like 5 years and turned them in and got all my money back we put out in repair jobs around 600 bucks  Ya never know.
|
Envelope system works great for managing monthly credit card bills 
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT -7. The time now is 04:39 AM.
|
|
|
|
|
|
|
|
Featured Sponsors
IVA uk definitive guide
Bad Credit Auto Loans
IVA Forum
IVA Book
So what is an IVA?
Private Student Loans
Online Shopping
Dell Coupons
Credit Cards
Payday Loans
moving
Student Loans
Financial News
Online IVA guide
Cash Loans
Credit Card Processing
Back to School
Payday Cash Advance Loans
Debt Consolidation Loan
Apply Now for Personal Loans
IVA Advice
Partners
Budget Stretcher
DivaTribe
Thrifty Fun
Money Talk
Online Personal Budgeting
Budget Dial |