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06-09-2007, 06:56 PM
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Budget swap for a justified splurge
Do you have an area where you "cut" the budget (or as I call it - "swap") so that you can justify a splurge?
If I clean and iron 3 shirts I can justify a Starbucks. How about you? 
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06-10-2007, 08:18 PM
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If I go longer between washing my clothes by wearing more of the clothes I have, I can justify buying a new top or skirt or something else at a thrift store. I realize that it's kind of round-about, I have enough clothes to go almost 3 weeks before I run out of clothes and yet I use that as an excuse to buy more.
If I want to buy something that's more expensive I try to go at least 2-4 weeks without buying anything or I'll put more into savings. Cassandra
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06-11-2007, 12:05 PM
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I generally do this in reverse - if I'll do w/o going somewhere I can then SAVE my gas money or not buying clothes and then move it into online savings account.
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06-11-2007, 12:09 PM
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I make or buy low cost cleaning products, so I can buy more expensive hair care products...
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06-11-2007, 04:43 PM
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LuxLiving,
I would guess that most of us regularly do this in reverse. I am always looking to cut expenses and "save." However, I am interested in those who have their little areas where they cut when they want to splurge!
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06-11-2007, 06:10 PM
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Well, for me groceries and eating out are flexible between one another. If we eat out more, we eat in less, um, glamorously
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06-12-2007, 02:31 PM
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I have a planned "splurge" account. I save a decent amount of money a month ($150). If I splurge, I use that account and theres plenty of money to pull from.
I find that if I justify splurges any other way I lose track and overspend.
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