"Wealth may be an excellent thing, for it means power, and it means leisure, it means liberty." - James Russell Lowell
logo

Go Back   Saving Advice > Financial Chit Chat > Frugal Questions and Answers

Frugal Questions and Answers Frugal ideas and questions. The place to learn how to get those costs down.

Reply
 
LinkBack Thread Tools
  #41 (permalink)  
Old 08-21-2007, 02:10 PM
zee8 zee8 is offline
$ Saving Second Grader
 
Join Date: Aug 2007
Posts: 11
Points: 75.00
Donate
Default

Quote:
Originally Posted by project15 View Post
My health insurance as we had a $27,000 emergency surgery last month.

Also, my bike will eventually pay for itself as I commute to work on it. I save $4 a day in gas and $1 in tolls, so $5 each day I bike to work. As well as the physical benefits I get from it.

I would say health insurance is the best. I could never afford a 5000$ in the last 4 months for my pregnant wife !
Reply With Quote
  #42 (permalink)  
Old 08-21-2007, 02:41 PM
willowstudios willowstudios is offline
$ Saving Fifth Grader
 
Join Date: Jul 2007
Posts: 36
Points: 220.00
Donate
Default Save money with these power strips

Look up "Smart Strips" online...these power strips save lots of money.

Everyone should have a bunch and give them away as presents!
Reply With Quote
  #43 (permalink)  
Old 08-21-2007, 05:38 PM
minnie1928 minnie1928 is offline
$ Saving Jr. College Student
 
Join Date: Sep 2006
Posts: 462
Last Blog Entry: The slowest refinance ever....
Points: 2590.00
Donate
Default

Quote:
Originally Posted by willowstudios View Post
Look up "Smart Strips" online...these power strips save lots of money.

Everyone should have a bunch and give them away as presents!
I bought a case of these about a year ago. I got better pricing by buying a case and sold off the excess ones to coworkers. They are FABULOUS! I even wrote a proposal to use them at my job and implemented them in my building. Hopefully in the next year I'll have time to do the same at our other office buildings.
Reply With Quote
  #44 (permalink)  
Old 08-21-2007, 07:05 PM
willowstudios willowstudios is offline
$ Saving Fifth Grader
 
Join Date: Jul 2007
Posts: 36
Points: 220.00
Donate
Default

Excellent idea - all companies should get these in all offices and cubicles!
Reply With Quote
  #45 (permalink)  
Old 08-22-2007, 06:11 PM
minnie1928 minnie1928 is offline
$ Saving Jr. College Student
 
Join Date: Sep 2006
Posts: 462
Last Blog Entry: The slowest refinance ever....
Points: 2590.00
Donate
Default

Quote:
Originally Posted by willowstudios View Post
Excellent idea - all companies should get these in all offices and cubicles!
I went to work on a Sunday just to see how much stuff was left on over the weekend and was STUNNED! I wrote the proposal that day, had it approved by Tuesday and ordered them that day. I haven't heard one complaint from anyone that got one in the building.

Last edited by minnie1928 : 08-22-2007 at 06:15 PM.
Reply With Quote
  #46 (permalink)  
Old 08-27-2007, 11:09 PM
jasonfuller jasonfuller is offline
$ Saving Third Grader
 
Join Date: Aug 2007
Posts: 15
Points: 105.00
Donate
Default

health insurance - definantely not..... i pay more into it than I actually get out... since i never go to the hospital. Same with car insurance.... but gotta have :x
Reply With Quote
  #47 (permalink)  
Old 08-27-2007, 11:10 PM
jasonfuller jasonfuller is offline
$ Saving Third Grader
 
Join Date: Aug 2007
Posts: 15
Points: 105.00
Donate
Default

my computer has definantley paid for itself.
Reply With Quote
  #48 (permalink)  
Old 08-28-2007, 06:43 AM
disneysteve's Avatar
disneysteve disneysteve is online now
$ Saving Guru
 
Join Date: Jun 2006
Location: New Jersey
Posts: 16,309
Last Blog Entry: March 2012 Survey Income
Points: 99391.30
Donate
Default

Quote:
Originally Posted by jasonfuller View Post
health insurance - definantely not..... i pay more into it than I actually get out... since i never go to the hospital. Same with car insurance.... but gotta have :x
It may seem that way, right up until the day when you need that insurance. When my wife had emergency gallbladder surgery last year, the bill (before insurance) was $27,000. We paid about $2,200 out of pocket. So insurance picked up $25,000. I pay in about $4,500/year in premiums, so that one event would have cost 5-1/2 years worth of premiums. And later today, my wife is having surgery again, planned this time, to remove a benign tumor from her hand. I'm sure that will be thousands more that the insurance will pay for.

As for auto insurance, in the past 7 years, we've had 2 cars destroyed - one by fire, one in an accident. Insurance paid out about $40,000 between the 2 losses.

So that's well over $65,000 we've collected from insurance in just 7 years, not counting our dental coverage and other medical claims, prescriptions, etc. The true total is probably $100,000 or more. You may not think your insurance is worth it, but trust me, it is worth every penny.
__________________
Steve

* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
Reply With Quote
  #49 (permalink)  
Old 09-15-2007, 10:44 AM
i-endeavors i-endeavors is offline
$ Saving Fourth Grader
 
Join Date: Sep 2007
Posts: 24
Points: 145.00
Donate
Default

financial information, i.e. books, subscriptions, seminars, audio programs, clubs , etc.
Reply With Quote
  #50 (permalink)  
Old 09-15-2007, 10:51 AM
Aleta Aleta is offline
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,820
Last Blog Entry: Thank you for voting
Points: 10353.60
Donate
Default

Timers for your air conditioner or heater.
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



Powered by vBulletin®
Copyright ©2000 - 2012, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.

Copyright © 2012 SavingAdvice.com. All Rights Reserved.