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I was getting out some old clothes and I found a $20 bill in one of the pockets of a shirt. These forums talk a lot about the best way to save money. I know that $20 is not a lot, but in your opinion what would be the best way to SPEND $20.
By spend, I mean that you have to buy something physical that you can touch with it (not pay off debt). You also have to be able to buy the entire thing for $20 (not part of a payment toward something that costs more than $20) If you had to spend $20 on something, what would you spend it on and why do you consider it the best way to spend it? |
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I would use it to buy things at garage sales. I would consider it an investment and well as getting things I need at a good price. The investment part is that I sell some of the items I get at garage sales on ebay, so that $20 would acually grow into more money with a little time and effort on my part.
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I might head over to the grocery store and stock up on canned goods. Hopefully they are on sale.
Or I might treat myself and try to find a nice blouse for $20. |
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I think there are times when money can be spent most wisely rewarding yourself for doing a good job in other areas. I would spend it as a reward on myself. I would probably go down to the local used bookshop and pick up a bunch of good reading material for myself if I had the money right now.
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Re: The best way to spend $20?
This is an old thread but I'm going to reply anyway - What I do with found money like this is use my standard found money policy - it's a 3 way split.
A third would go toward the PAST - sorry I'd have to put some on paying down my mortgage. (I touch my house everyday! ) A third would be spent on the PRESENT - maybe a taco lunch at the ol' Bell &/or movie at the afternoon matinee for myself & children at $2.00 per person. Change leftover would go in the change jar to be shuttled to savings account on Saturday's bank run. The last third would go to the FUTURE - I'd slip it into a tee-tiny CD at INGdirect.com or go long on tuna or whatever else was on sale down at the grocery! --LuxLivingFrugalis http://LuxLivingFrugalis.blogspot.com |
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steak! for imediate consumption (whatever cut was marked down)
or if I wanted something tangible for future use I would get something for the house, right now I am hankering after a cookie rack (the kind that stacks, so twice the cooling same space) |
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I would probably spend it on groceries, to fill in the holes in my pantry, on stuff that's on sale. Or, stuff for the freezer.
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50 pounds of sunflower seeds for the bird feeders!
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If I found the money today, I would use it to buy diapers as a shower gift for a friend who is having twins.
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I would probably put it in my emergency fund!
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Ah, but Ima, an emergency fund is not "tangible." You are not playing by the rules.
Try again. ![]() |
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I would head to the Salvation Army store and Goodwill and look for items for my work wardrobe...clothes bought new are so expensive.
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I allow myself the $20.00 as an allowance. Normally, I look for things I need at big discounts to see how far I can stretch it, and amaze myself on my finds! Oh, gosh......I save, save, save 24/7 so this gives me an outlet to spend a very frugal allowance and it usually goes to personal needs.
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we would probably spend it on food or at yard sales... sometimes when you watch your budget too closely you start craving treats... if i craved a food treat for awhile and it came up on sale for a good price i would indulge myself.... if not i would indulge a different want at a yard sale... =)
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