What I'm doing with my change.

[seaar2000]

I have started to put $25 every month in my pepsico stock. I figure it will do better there than in my credit union savings that is only making 1/2%.

[gavinmccallister]

Have you considered Emigrant Direct or any of the other banks online that offer a higher then 1/2% yeild? Find the banks that are giving away an opening cash bonus is always a big plus for me.

[Ima saver]

I have two local banks that are paying 3.68% and 4.14%. You shouldn't have any money in a place that is only paying 1/2 of a per cent. I read that Umbrella bank is now paying 4.6% for a minimum account of $1000.

[seaar2000]

There is a local bank I went to where they said they are paying 4.1% but they had an annual fee of $75. I couldn't believe it! Told them no thank you. I have heard that trying to get your money from Emigrant Direct sometimes you get a hassle getting your money when you would like to take it out. Is this true?

[Ima saver]

I can't believe a bank would charge an annual fee?? I never heard of that.

[CJsoccerchic]

AN ANNUAL FEE?!?!?!?! You should write their customer service and blast them for that!!!!! My goodness!!!!!
ING is good - but doens't have the good rates like Emigrant and recently people have discovered better then Emigrants rates too.. it helps to look around...

[Tree0164]

Wow geeze that would eat up the interest.

However some people might not notice if that said that there was a said monthly fee of $5 or $6 that come onto the account.

[akaivyleaf]

I've had no problems getting money out of Emigrant Direct. As seamless as it goes it, it came back!

I wouldn't pay a penny of annual fee, or monthly fee. Too many places provide the same service at the same high interest rate for free.

Sharon

[funnyvalentine]

Sorry, I invest in the vice fund. It is totally politically incorrect, but it's the only stock fund I have that is making money. I throw all my change into three jars; one goes to the Vice fund, one to my church and one to another charity which I pick when the jar gets full.