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| Debt Anything to do with debt including debt reduction, debt concerns, debt consolidation and how to get out of debt |
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11-18-2011, 10:29 AM
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If you expect huge tax refunds, I have a feeling you are having too much taken off at source. Can you adjust this so that you don't get big refunds? It would seem that you need that money in your pocket every month, not giving an interest-free loan to your government.
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11-24-2011, 08:33 AM
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I think that filing for bankruptcy should be your last resort and something which you should not consider lightly as this will affect your future. I highly recommend that before you finalise this decision that you consider speaking to a debt advisor where they will be able to suggest a possible solution like IVA or to consolidate your debts.
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