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| Debt Anything to do with debt including debt reduction, debt concerns, debt consolidation and how to get out of debt |
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01-08-2009, 05:56 PM
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Congratulations I am definitely happy for you!
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01-08-2009, 06:18 PM
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Way to go! What a nice way to start the New Year! You seem much more aware of the cost of credit and that will help you make financial decisions that are in your interest. No one will look after your money as well as you do.
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01-10-2009, 04:20 PM
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Congrats, I know the feeling.
I started 2008 with $96k in credit card debt. I paid the last of it off in December. I also paid off my cars. Next is the mortgage. Sleep like a baby now.
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01-13-2009, 08:13 AM
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Congratulations Pitman and wincrasher!!
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01-13-2009, 10:11 AM
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Nice job! you are ahead of most of America
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01-13-2009, 01:07 PM
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Congratulations.
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01-15-2009, 10:44 AM
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Well, it wasn't easy
 I started working for myself this year (with a 2 year contract) and plowed all my extra income into debt reduction and a 6 mo EF. That was year 1 plan. Year 2 plan is investing. Great timing I guess, considering market implosion and all. Luckily I'm working on a contract that is a sure thing until Dec '09. Don't know what is beyond that, so I'm reluctant to invest in stocks, so I may do laddered CDs or bonds of some type. Lots to think about. Future work opportunities seem great because of what I do is kind of specialized, so demand should be there despite the economy - I hope so at least. The biggest accomplishment, I think, was a behavior make-over I've had this year. Funny how increasing my income dramatically actually helped me reduce spending. But the satisfaction of paying off debt after debt and watching the FICO continually rise was really helpful. Before it seemed kinda hopeless, so why bother. Now it seems like there are endless possibilities.
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01-15-2009, 11:02 AM
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Congrats Wincrasher and OP.
Like the old saying goes....No tim elike the present to start, and you have a great potential with so many things down. Now me on the other hand....down 46% since inception a little over a year and a half ago. Kinda sucks, but will be good some day... Congrats again..
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01-16-2009, 05:03 AM
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Congratulations isn't it great not to have that weight on your shoulders. We have been credit card debt free since 2004.
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01-16-2009, 10:29 AM
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Congrats! And telling people to get divorced immediately is not always the answer. It's easier perhaps but not always the answer.
__________________
LivingAlmostLarge Blog
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01-19-2009, 08:47 PM
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Pitman: Congratulations! That probably took a lot of determination and discipline. A few more and you'd be completely debt free
 Great way to welcme 2009!
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01-20-2009, 07:41 AM
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That is incredibly motivating. I am currently working my way through $14,000 of debt. The members of the board have helped me figure out where to start, and you are showing me the end. I can't wait to be in your shoes. (No pun intended)
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01-21-2009, 02:28 AM
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Congratulations to you......................
Even I am expecting to join the club in July 2009. I also expect that you would not have closed your credit card after paying it off. As after doing so much of hard work I would not like anyone to land up hurting their credit scores. Keep it open even if you dont want to use it. Regards
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01-21-2009, 01:20 PM
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Congrats.
The feeling is a good one, isn't it? I've been debt free for 6 months now, and life is so much less stressful! $5,500 in car and CC debt paid off in under 10 months for me!
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Congratulations to both of you!! You actually paid off over 100,000 in a year you must have a great job
