Home  Finance Articles  Discussion  Our Blog / Member Blogs           
SavingAdvice.com Logo Grocery Coupon Money Saving Guide
A guide that shows you how to save money on groceries
Teaching you to Save Money

Go Back   Personal Finance Forums > Budgeting Resources > Personal Finance Articles > Credit and Debt

Credit and Debt credit report, credit card, debt consolidation, debt elimination, loans, identity theft and more

Reply
 
LinkBack Thread Tools
  #21 (permalink)  
Old 09-22-2007, 07:51 AM
momo2winz momo2winz is offline
$ Saving Kindergartener
 
Join Date: Sep 2007
Posts: 2
Points: 30.00
Donate
Default

Thanks for the words of support. I love tweaking my excel spreadsheets and have just set them up to reflect my new purpose,,,,paying off debt! One credit card gone this month, another in 2 months. Lots of little ones I can tackle then take the payments I was making on the small ones combined and start to dissolve the bigger ones. Turning Debt Into Wealth told me I could be out of debt in 21/2 to 3 years. This was after learning all of my balances, int. rates, min and actual payments. Nice to know there's light at the end of the tunnel. Nice to have this forum for advice and support.
Reply With Quote
  #22 (permalink)  
Old 09-24-2007, 12:08 PM
Aleta Aleta is offline
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,758
Last Blog Entry: Thank you for voting
Points: 9523.60
Donate
Default

You can do all of this on your own without any program costing you dollars that could be used in paying off your debts.
Reply With Quote
  #23 (permalink)  
Old 07-14-2008, 10:45 AM
debtconsole debtconsole is offline
Banned
 
Join Date: May 2008
Posts: 21
Points: 175.00
Donate
Default

This looks like a good place to start. I think we'll try it. It was getting frustrating with several loans and getting nowhere.
Reply With Quote
  #24 (permalink)  
Old 10-05-2008, 11:58 PM
Johansen8 Johansen8 is offline
$ Saving HS Freshman
 
Join Date: Aug 2008
Posts: 144
Points: 785.00
Donate
Default

Pay Off Smaller Debts First

--this has always been my finance guiding idea
Reply With Quote
  #25 (permalink)  
Old 05-12-2009, 04:48 PM
techguru techguru is offline
Banned
 
Join Date: May 2009
Posts: 27
Points: 190.00
Donate
Default

Great informative posts. Keep it up. I like 'em.
Reply With Quote
  #26 (permalink)  
Old 06-15-2009, 11:25 PM
RedThunderBird RedThunderBird is offline
Banned
 
Join Date: May 2009
Location: Miami
Posts: 911
Points: 5860.00
Donate
Default

well done , and welcome
Reply With Quote
  #27 (permalink)  
Old 06-24-2009, 09:01 AM
croland croland is offline
$ Saving Fourth Grader
 
Join Date: Jun 2009
Location: Michigan, US
Posts: 27
Points: 175.00
Donate
Default

Paying off small debt first gives me that instant gratification I need and provides more motivation for the next one. I love seeing those check marks.

Chris
Reply With Quote
  #28 (permalink)  
Old 06-24-2009, 11:03 AM
Aleta Aleta is offline
$ Saving College Senior
 
Join Date: Aug 2006
Posts: 1,758
Last Blog Entry: Thank you for voting
Points: 9523.60
Donate
Default

I look at the overall idea of getting rid of as many small bills as possbile. Itr is one less bill to think of as in setting up a date to pay it, writing out a check or epaying it through your account, one less envelope, one less stamp and one bill less to wonder if it gets lost in the mail. I found that it gave me more time and you can focus on a smaller amount of bills. It worked for us.
Reply With Quote
  #29 (permalink)  
Old 08-02-2009, 10:46 PM
gk advocate gk advocate is offline
$ Saving Third Grader
 
Join Date: Aug 2009
Posts: 17
Points: 105.00
Donate
Default

Prioritizing smaller bills helps me a lot in maintaining enough money for my family. From that view, I'm not worried that they will be getting high interests when unpaid.
Reply With Quote
  #30 (permalink)  
Old 09-09-2009, 02:53 AM
albertknowles09 albertknowles09 is offline
$ Saving Second Grader
 
Join Date: Sep 2009
Posts: 11
Points: 75.00
Donate
Default Pay Off Smaller Debts First

I look at the overall idea of getting rid of as many small bills as possbile. Itr is one less bill to think of as in setting up a date to pay it, writing out a check or epaying it through your account, one less envelope, one less stamp and one bill less to wonder if it gets lost in the mail. I found that it gave me more time and you can focus on a smaller amount of bills. It worked for us.
Reply With Quote
  #31 (permalink)  
Old 09-09-2009, 08:26 AM
buildmybudget's Avatar
buildmybudget buildmybudget is online now
$ Saving HS Sophomore
 
Join Date: Jul 2009
Posts: 165
Points: 915.00
Donate
Default

What surprises me is the number of individuals I've encountered that lack any strategy for paying off their debts. Not only are they comfortable with living with uncertainty of living with that debt, but they aren't trying to figure out the fastest way out from underneath it. It's mind boggling!
__________________
Wouldn't you rather know where you are headed financially?www.buildmybudget.com
Reply With Quote
  #32 (permalink)  
Old 09-12-2009, 09:17 AM
louissusman louissusman is offline
$ Saving First Grader
 
Join Date: Sep 2009
Posts: 9
Points: 65.00
Donate
Default

Sound Good I Will Try It Thanks For Post
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Living in a smaller house PRICEPLUS General Discussion 93 11-20-2006 01:08 PM
Paying off Debts lisasayzhi Personal Finance 35 06-05-2006 07:42 AM
Could you live in a smaller home? Ima saver Frugal Questions and Answers 22 04-16-2006 08:40 PM
I need help clearing up debts! lvhocken Personal Finance 18 11-14-2005 09:44 PM
How not to pay off your debts --- lol terry1156 General Discussion 3 09-14-2004 08:55 PM


All times are GMT -7. The time now is 08:19 AM.


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
More Links Debt Consolidation Loans | Finance Options

About Us | Advertising | Privacy Policy | Link To Us | Resources | Webmasters | Media | Jobs | Site Map | Contact Us

Copyright ©2002-2009 SavingAdvice.com. All rights reserved.

Please read our Disclaimer

 

Other Resources
Bad Credit Loans
Private Student Loans
Payday Loans
Student Loans
Online Shopping
Dell Coupons
Credit Card Processing
Back to School
Apply Now for Personal Loans
Credit Score
Payday Loan
IVA
Free Credit Report
uk health insurance online
CD Interest Rates
IVA Advice

Partners
Debt Reduction
Blogging Away Debt
Budget Stretcher
DivaTribe
Thrifty Fun
Money Talk
Online Personal Budgeting
Budget Dial