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Donate your time. Some charities don't have a problem raising money, but they have a problem getting enough volunteers to carry out their mission. For example, Meals On Wheels could always use delivery drivers.
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I feel bad as well. But I think everyone feels bad about not giving around this time of year (at least in America). I think the real key is to find a real, renewable way to give throughout the year. If anyone figures that out, let me know. LOL But seriously, I think you need to get your own finances together before you can worry about others.
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I want to give you a reference from all the sacred books which were reveled by God almighty that if you are suffering loss in your business than do charity .It means you are doing business with god and god never disappoints a man and returns back more than a person.
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Donate what you can. If you have time then give time, if you can drive then drive, if you can donate your time or talents another way then do that. If it helps donate more or gives you an excuse be sure to keep receipts and track mileage/etc because you will be able to write it off on your taxes (up to the yearly limit).
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I'd love to one day have enough money and not be in debt so I can donate too. I do give what I can when I can. I try to give away books I've read, clothing that's still in good condition, and some household stuff as I get new things as gifts and what not.
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