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Old 10-31-2005, 12:35 AM
Bruce Wayne Bruce Wayne is offline
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Default 13 steps to protect you from ID fraud

1) Buy a recognised anti-viral program and set it to auto-update regularly. Free software is also available but carries no warranty.

2) Use anti-spyware software to protect against Spyware and Trojan software. Also, set your browser preferences only to accept cookies you recognise and wish to install. Many cookies are quite legitimate but others can act as spyware or Trojans – you can often tell from the name, which might contain words such as access, ad, tracker, backdoor, burrow or exe.

3) A personal firewall helps prevent Other users accessing your PC while you’re connected to the internet - but ensure it is swithched on.

4) Regularly install any operating system patches and fixes to keep your system security in place – you should be able to instruct your computer to check regularly.

5) Only use WiFi or Bluetooth in places, and with devices, you trust. Many wireless networks are not encrypted, so anyone with a little knowledge could eavesdrop. Keep your device in non-discoverable mode when you are not using WiFi or Bluetooth and use a personal identification number (PIN) to keep the device secure. Do not connect into non-secure access points in public places. If you must, do not send any sensitive information, such as your login details.

6) Do not reply to phishing e-mails, which are designed to look as though they come from your bank or an on-line service provider. They may ask you to confirm your account details, such as account number and password. They are always fakes- no reputable organisation will ever ask you to send this type of information. If you get an e-mail, never reveal this information and if you want to tell the organisation that is being imitated, call them using the official number on their legitimate website or use a directory enquiries service – the numbers on a phishing e-mail or fake website will be false, too.

7) If you receive mail from people or organisations you do not know, delete them and, if possible, inform your e-mail supplier that they are spam. Do not open any attachments – these are likely to carry viruses. Your anti-viral software should alert you or automatically delete any virus carrying messages. Never reply to these messages because that alerts spammers that the e-mail address is valid and you will be bombarded with more messages from more senders.

8) Microsoft Office programs such as Word, Excel and PowerPoint can contain a lot of hidden information that you had no intention of sharing with other people. Some versions of Word, for example, can track any alterations and changes that have been made while writing a document, which can be revealed later. Another example is a chart embedded in a PowerPoint document that can include the entire Excel workbook containing the chart’s data. Use plug-ins to strip documents of hidden content or convert them into pdfs. Check on the Microsoft site, www.microsoft.co.uk, for available plug-ins for your version of Office.

9) Information does not disappear when you place it in your computer’s waste basket or recycle bin. Buy and use a clean-up utility to overwrite the disk space of your discarded information.

10) Strangers can recover the contents of unwanted hard drives, disks and tapes from old equipment. The only completely safe way of preventing others from recovering the data is physical destruction.

11) Portable storage devices, such as USB key rings, are not secure, so keep them as safe as you would your passport or credit cards.

12) Most of us are dependant on our PCs now, so it makes sense to copy important documents on to a CD and keep it somewhere secure.

13) Buy a home shredder to destroy anything with your name and/or address or financial information on it, including unsolicited mail.
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Old 10-31-2005, 11:50 AM
sweeps sweeps is offline
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Default Re: 13 steps to protect you from ID fraud

Great tips.

I also recommend the following: (Most are for U.S. only)

a. Use a different password (and login if possible) at each web site that you access. Otherwise, if your password is guessed or stolen at one site, a person can log in as you everywhere else too.

b. Call 1-888-5-OPTOUT to notify major credit bureaus to not give out your information to other companies. This will reduce the number of pre-approved credit card offers you receive in the mail.

c. Notify the Direct Marketing Association that you want to opt out of receiving unsolicited mail. Write to:
Direct Marketing Association
Mail Preference Service
PO Box 643
Carmel, NY 10512

d. Get on the federal government's Do Not Call registry. http://www.donotcall.gov/

e. Consider opting out of Acxiom's marketing and directory products. Email optoutUS@acxiom.com or call 1-877-774-2094.

f. Read the privacy policies that you receive in the mail. If the company shares your information with 3rd parties, call the number or return the provided form to opt out.

g. Never give out your name, credit card number, social security number, etc. on an unsolicited call. If the offer interests you, have them provide a company name and phone number. Confirm the company is legitimate, and then call them back. If the offer does not interest you, ask to be put on their do-not-call list.

h. Check your credit report regularly for unusual activity. You can get a free credit report every 4 months from 1 of the 3 credit bureaus at http://www.annualcreditreport.com/
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