[PrincessPerky]

IF you have infinite patience go for 100%

if not, that house will cost more by the time you have what 20% would be now...

I set 20% as a goal for my kids.....but the oldest is 5, he has time.

For an adult, it depends on patience, current living situation, and how fast you think the market will go up for the house you want.

And ditto Fern, you gotta be able to make payments for any less than 100%, dunno where but there has to be a calculator somewhere for a rough guess that you can play with.