Re: After paying off everything, how much do you have to your SELF?
Even paying off EVERYTHING as you say, we still wouldn't have all that much to BLOW if that is what OP is asking.
Why not? Because many things that we need don't come in a monthly bill format. We do save back for them monthly though, things like interior paint for the house that will need repainting next year, appliances that will eventually have to be replaced, club dues that lapse every three years, etc. We save back for them so when they are due or needful the money is there.
It gives a much different picture than thinking ....ok great no car payment anymore so here's 350.00 we can just blow. No - that car will have to be replaced at some point and the time to save back for it is NOW.
We allow ourselves a very small amount of blow money. And besides ALL of our money is used for our benefit for ourselves, except for the return of the tithe and if you are a believer that is also to your benefit.
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