[JanH]

I do a sheet a month. That way I can spread out all my expense columns, have descending totals and have an income minus expenses section that changes automatically as the money is spent. Hubby helped me set it up and I love it. I can copy the sheet for the next month so that I have the columns and budgeted amount already set up, just erasing the figures for the last month expenses to start over. I love your idea of a month by month sheet also. I think I will set up another one for the totals of each month for comparison purposes. That way I don't have to skip through the sheets to compare how we did the months before.