average to find a job is usually a couple of months (most folks say 6, don't know if that's true or not). with that being said, my state offers up to 13 weeks of unemployment compensation per benefit year with the possibility of receiving an additional 13 weeks if your case is reviewed and approved. so, assuming the 6 month average job hunt is right, 13 wks unemployment + 3 month EF = 6 months of expenses without having to worry about being approved for an extension...
but as always, your state might be different than mine, so YMMV
