[bigsaver]

I have had HSBC for about a year now and kind of split money between them and emigrant. I personally think both of their transfer times are about the same. HSBC may be a day or two longer, so with this promotion a day or two in transfer times would not be a big deal. Both HSBC and emigrant are pretty similar to use, except emigrant has longer passwords and I think it was a little longer to set up HSBC because I had to wait for deposits times two since I had to also link my bank along with opening up the HSBC account.