Re: Calling on all senior trightwads!
We use corn/rice bags here for aching backs - you know, flannel bag w/feed corn or rice sewn inside it. When the tootsies and hands get cold I heat one in the microwave and place it over my socks or on my hands. At night when it's cold in my bedroom I also just heat and take one to bed w/me. It's the old warming w/a brick thing they used to do or w/a bedwarmer w/live coals inside that they used to use to warm their beds before hopping in only quicker and no flames!! 
Might be a tiny bit pricey to start with but there are many kinds of nice space heaters around nowdays (get one without the open flame -danger) that can be used to just heat one small area. Those oil filled ones are very nice - they're full of an oil that is heated but it's sealed and doesn't burn away so there is no refilling, just nice warm heat. I believe those are the ones that look like traditional radiators.
Every now and again if it gets really cold rather than try to heat up the entire house I'll use mine for 20 to 30 minutes to drop the temp in one room.
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"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
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