[kv968]

Originally Posted by pearlieq

So, I asked her a question about asset allocation in my retirement plans. But, instead of really answering me, she started saying that most people were concerned about how much they'll need, whether they're saving enough, and when (or if) they'll be able to retire. I told her I had been through several calculators and had a figure in mind, and based on the projections I had I should be able to make it based on what I was saving. She didn't have any comment on the amount I felt I needed. She then asked what percentage of our gross income we were saving for retirement and asked what we were saving outside of retirement. I gave her those figures, and then she started saying that I should use morningstar to evaluate our investment options and it was hard to say how I should allocate my retirement funds since she didn't know what we were comparing (even though I could have given her that info.)

Pearlieq, why don't you post the funds you're comparing here and let us give you some opinions on asset allocation?