Money works great for me. I tried Quicken but just didn't find it to my liking.

I really do have a simple situation and probably would be just fine with a spreadsheet but in answer to your question...I find Money to be the preferrable of the two for me.

The budget feature doesn't seem (in my opinion) to be of much use but then I don't budget so that would make my opinion on that fairly useless. I do enjoy the ease with which I can track my spending though. Being able to follow my investments is nice but not something I couldn't do through Vanguard, Morningstar, Yodlee, or any number of other places.