[tinapbeana]

dh doesn't want to be involved in the financial 'nuts and bolts', he's bad at it, says as much, and gladly handed the duties over to me even before we were married.

with that said, he has the hardest time grasping that just because there's money in the savings account doesn't mean we have money just lying around waiting for us to spend it. i explain X is for taxes & insurance, he gets that. it's the other categories that tempt him. Y is for gifts and Christmas ("well, couldn't this thingy i want be a gift?"). Z is for household expenses ("the tool i'm looking at would be used for the house!"). argh....