[baselle]

Guys, guys, if you are talking about minimum balances between 5-10K and restrictions on the number of withdrawls for a .5%, you might just as well put a small percent of your total pelf into an I-bond, which is currently paying 4.8% (up from 3.67%, which is still better than the interest rates you're throwing around).

The smallest I-bond you can buy is 50$. You have to keep your money in an I-bond for a year, but you can set up an online Treasury Direct account and link it to your ING account.