[tinapbeana]

i don't think an annulment is viable, althought possible divorce would be. even so, the previous poster's mention of chid support requirements is very on-the-nose. as to whether it's legal, that's a completely different story that whether it's moral...

IMO the car payment is high and i know you said it was a personal loan, but would your parents rather have the loan paid back sooner or the comfort of knowing your family isn't looking for public assistance?

may we ask how much your wife is making? i bring this up b/c daycare is going to cost 760 per month, and that plus the cost of getting her back & forth to work and the higher cost of convenience groceries may very well negate the money she brings in working. or it might be the other way around, perhaps you could be a stay at home parent...