[singinjeannie]

Quote from Jenney: "Read through the notice again, and see if it gives you the option of opting out of the change in terms. If so, this usually involves sending in a written notice and stopping any transactions from posting after a specified date. This might be a good option for you if you're simply paying off the balance and don't intend to use the card."

Okay, it does give that option, and I'm going to write the letter. Question -- it says they can close my account at any time if I reject the change. If they close my account, will they require payment in full on the amount owed? I know I can't make that happen? Do you know?

-Jean