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Originally Posted by The Budget Man
Hi we spent over $150,000 developing the "Personality Budgeting Program". It's the first ever budgeting program that can be used in different ways to suit different people's personalities and needs.
The program started out 20 plus years ago as what I needed for our budget and has grown and grown till today where it is popular in over 42 different countries.
Enjoy Your Money
The Budget Man
www.PersonalityBudgeting.com
Where you get the budget you can live with! |
As with anything, I think that it depends upon one's own level of understanding. Personally I find an Excel spreadsheet easy to use, although I admit I want a different way to budget. My preference is to see financial results of my present actions, for months/years down the road. Presently, my spreadsheet is calculated out for the next 4-5 years, but I'll have to see if the "personalitybudgeting" can work better.
And FWIW, my preference nowadays is to use 0%-2.99% credit card balance transfers, and move it into either an ING direct savings account, or EmigrantDirect savings account (and make sure to use it to pay the minimum payments, and pay the CC in full before the low balance transfer rate expires).